Interest rates could go up even further this year. If you’re struggling with your home loan repayments, here’s where you can go for help.
Articles on Personal finance
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Some professions are subtly teaching financial skills as part of the day job.
Understanding finance isn’t enough – it’s vital to be able to apply that knowledge when there is pressure on your wallet.
New research shows that digital payment technology does not always increase financial inclusion for everyone.
Understanding how BNPL works and where its risks lie is essential to navigating the holiday rush without compromising financial well-being.
Christmas consumerism, with all its festive music and heart-warming advertising, relaxes people’s usual restraint.
Banking is set to be fundamentally rewritten by artificial intelligence, whether we’re ready or not. The real test is whether that transformation will be fair.
As individuals, it’s easy to overlook the power we have when it comes to our finances.
There are several psychological tendencies that explain why we find it so hard to break up with our bank.
The UK system can be hard to navigate – and lacking knowledge on how it works can leave migrants paying more or missing out entirely.
Lenders and borrowers need to be able to trust each other.
A researcher spent 18 months living in a community where debt problems were commonplace.
Rachel Reeves wants to encourage a shift – but negative headlines about the risks could be making British consumers wary.
Feeling financially stuck? Here are some research-based tools and mental habits that can help you build financial stability in these uncertain times.
Research shows that shoppers are tempted as much by what the technology brings as the credit on offer.
Refinancing means replacing your existing home loan with a new one – either from your current lender or a new one. Why? To take advantage of better loan terms.
Americans are increasingly worried about the economy. Research shows that taking steps to improve your ‘financial efficacy’ can help alleviate some hardships.
It’s not just about having money problems − it’s how you feel about those problems that matters most for your mental health.
If you’re saving to buy a house, planning an overseas trip, or a pensioner, the rate cut will be no help.
With the right strategies and support, you will be able to confidently tackle any financial hurdles and work towards a secure and prosperous future.
Top contributors
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Visiting Academic, The Open University
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Associate Professor in Finance, University of Canberra
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Associate Professor of Business, Boston University
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Principal Lecturer in Finance, Cardiff Metropolitan University
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Senior Lecturer in Finance, King's College London
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Senior Lecturer in Banking and Finance and Vice-Dean Executive Education, University of St Andrews
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Lecturer in Finance, University of Canberra
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Senior Lecturer, School of Accountancy, Queensland University of Technology
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Associate Professor of Business Administration, University of Virginia
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Associate Professor of Finance, University of Michigan Flint
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Head of School at the School of Accounting, Curtin University
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Professor of Taxation and Personal Finance, Aston University
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Senior Lecturer in Economics | Freelance Consultant, Sheffield Hallam University
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Associate Professor of Quantitative Marketing and Analytics, Binghamton University, State University of New York; Indiana University
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Associate Professor, Curtin University