Hint: cutting out avocado toast won’t help much. Research shows your chances of owning a home hinge on your income relative to house prices, and whether you can access the ‘bank of mum and dad’.
Articles on Personal finance
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The factors that feed into the pension gap begin much earlier than retirement.
It isn’t just not being able to split bills. Tax systems and social expectations can also play a role. If we want to fix this inequity, we have to understand what drives it.
For people without access to banks, community savings groups are a lifeline. New research suggests they’re good stewards of donors’ money, too.
On average, customers using BNPL services ended up spending more than 6% more than those who didn’t. The effect was particularly strong among younger shoppers and those with lower incomes.
From dodgy advice to fake adverts, consumers need to be on their guard.
Consumers have to trade off preserving their capital for retirement and meeting their monthly financial obligations.
Today’s scams aren’t like yesteryear’s.
Caregivers shouldn’t have to impersonate the older adults they care for just to help pay some bills.
A new payment system requires wealthier people to contribute more for non-clinical services. Here’s what it means for Australians planning for in-home or residential aged care.
Most couples are financially imbalanced from the outset, but this doesn’t mean they can’t work.
Is the increasingly gamified trading environment equipping new investors with the skills and confidence to build a strong financial future, or is it designed to exploit their weaknesses?
Avoiding bad financial news is a common human trait – but it can have serious consequences for money management.
You can almost certainly expect to gain overall from this budget, even if not personally from every change.
A study found that in US counties where friendships with prosperous individuals are more common, investment and savings tend to be higher.
There’s a push for reforms to make banks more responsible for detecting, deterring and responding to scams, rather than just asking consumers to be ‘more careful’.
Recent research shows how men and women differ in their investment instincts.
Awareness and acceptance of not only your money, but your feelings about your money, can help guide responsible financial decisions.
Using social media platforms to invest has become so popular that it can have a big impact on markets.
Understanding how you spend money can help you choose the right budgeting technique.
Top contributors
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Visiting Academic, The Open University
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Associate Professor in Finance, University of Canberra
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Associate Professor of Business, Boston University
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Principal Lecturer in Finance, Cardiff Metropolitan University
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Senior Lecturer in Finance, King's College London
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Senior Lecturer in Banking and Finance and Vice-Dean Executive Education, University of St Andrews
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Lecturer in Finance, University of Canberra
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Senior Lecturer, School of Accountancy, Queensland University of Technology
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Associate Professor of Business Administration, University of Virginia
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Associate Professor of Finance, University of Michigan Flint
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Head of School at the School of Accounting, Curtin University
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Professor of Taxation and Personal Finance, Aston University
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Senior Lecturer in Economics | Freelance Consultant, Sheffield Hallam University
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Associate Professor of Quantitative Marketing and Analytics, Binghamton University, State University of New York; Indiana University
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Associate Professor, Curtin University