While critics accuse companies facing lots of lawsuits of using bankruptcy as a sort of ‘get of jail free card,’ the reality of the legal procedure is more complicated.
Articles on Credit
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The lawmakers have proposed capping interest rates on consumer loans at 15%, but doing so may hurt some of the people it’s aiming to protect.
Because a host of artists and programmers can leave their stamp on a final product, disagreements and claims of theft have ensued.
Far too many people in Britain rely on high-cost short-term credit from alternative lenders.
Start-ups funded via business loans can outperform those using personal loans or only equity.
People on the lowest incomes pay the most to borrow money, even when it’s for essentials.
Most of us bargain hunt when shopping for a new blouse or pair of blue jeans, yet for some reason we don’t with interest rates, potentially costing us thousands of dollars.
African cities are failing to raise development funds through bond markets.
Financial literacy is non-intuitive to the human brain and fundamental to survival today. We should follow British Columbia’s example and make financial literacy mandatory in every grade - across the country.
In the US “liar loans” have been identified as one of the key reasons behind the 2008 financial crisis. But how big a problem are poor loan checking practices in Australia?
The government needs to learn from the mistakes in the US in sharing our credit history information to third parties.
The NSW government is set to mandate a 3 year minimum expiry period for gift cards, but it isn’t clear that this will solve the problem of unredeemed cards.
A new study finds that giving small loans to very poor people reduces both the incidence and depth of poverty in the developing world.
The Chinese government is doing its best to stop China’s bad loan problem from blowing up.
Millie, aged 5, wants to know where money comes from. We asked an economist to explain.
Entities at the centre of the storm engulfing South Africa’s social grants distribution system have claimed to be champions of financial inclusion. The claim in itself is scandalous.
A European Union law will require human-understandable explanations for algorithms’ decisions. A team of researchers has found a way to provide that, even for complex calculations.
Research suggests paying small businesses just a couple of weeks faster can help them become more profitable, hire more workers and grow more quickly.
Black Friday and Cyber Monday start the frenzy of Christmas spending. Don’t let them lure you in with their deals.
One of the worst hit countries during the financial crisis has regained economic strength inside a gilded cage – to the extent that it can now step outside, melt it down and re-sell the gold.
Top contributors
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Assistant Professor of Marketing, Mendoza College of Business, University of Notre Dame
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Associate Professor of Marketing at the School of Management, Swansea University
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Professor of Marketing, University of Gloucestershire
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Coventry University
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Assistant Professor of Marketing, Jones Graduate School of Business at Rice University
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Senior Lecturer in Marketing, University of Gloucestershire
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Lecturer in International Business, University College Cork
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Professor of Clinical Psychology, University of Liverpool
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Professor of Law, Monash University
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Lecturer in Emerging Markets Finance, Johns Hopkins University
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Professor of Anthropology, London School of Economics and Political Science
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Senior Researcher: Institute of Poverty Land and Agrarian Studies, University of the Western Cape
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Senior Lecturer in Economics, The Open University
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Assistant Professor of Finance, MIT Sloan School of Management
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Associate Professor, Brock University