A survey of young New Zealanders finds four in ten didn’t view buy now, pay later as debt. That perception can influence how they use it.
Articles on Buy now pay later
Displaying 1 - 20 of 21 articles
BNPL has not been subjected to much scrutiny before.
Christmas lunch is over, all the presents are unwrapped. Now comes the hard part: paying for it all. Here are some steps to follow.
From impulse buys to rising debt, buy-now-pay-later is now woven into many people’s Christmas budgets.
Better financial literacy could help consumers avoid the dread of the January debt reckoning.
Understanding how BNPL works and where its risks lie is essential to navigating the holiday rush without compromising financial well-being.
Research shows that shoppers are tempted as much by what the technology brings as the credit on offer.
Feel like you’re drowning in debt? Owing money can sometimes be challenging, but not all debts should keep you awake at night.
Taboos around talking about money can prevent people from learning important lessons about using credit and getting into debt.
Regulating the increasingly popular digital payment providers will bring them into line with other payment services and help protect consumers.
Are buy now, pay later services truly a new way to boost financial inclusion, or just another type of predatory loan?
New research has found 20% of young people are struggling to keep on top of their ‘buy now, pay later’ debt – leading to long term financial harm.
More credit checking, spending limits and caps on fees are among the changes being imposed on buy now, pay later lenders.
Here’s what you need to know about these mini loans.
BNPL is now the second most common form of consumer credit used by young Australians - except technically it’s not credit.
Offers of interest-free loans may sound appealing, but there are many risks as well.
The UK’s cost of living crisis has exposed the financial vulnerability of consumers, especially those using ‘buy now, pay later’ products.
Apple’s emphasis on innovation, couples with its customer-centric vision, has enabled it to become a “way of life” in the modern world. This gives it an edge over its fin-tech competitors.
Buy now, pay later is a booming business. But be warned before you invest in it – or use it as a customer.
In the first six months of 2021, Afterpay’s gross profit was US$284 million — about 150% more than the US$113 million profit it booked in the six months before the pandemic.
Top contributors
-
Professor of Finance, RMIT University
-
Senior Lecturer in Marketing, University of Gloucestershire
-
Associate Professor of Marketing at the School of Management, Swansea University
-
Professor of Finance, Auckland University of Technology
-
Adjunct Senior Lecturer, Business School, Auckland University of Technology and Senior Lecturer in Finance & Financial Planning, Griffith University
-
Associate Professor of Quantitative Marketing and Analytics, Binghamton University, State University of New York; Indiana University
-
Professor of Marketing, University of Gloucestershire
-
Coventry University
-
Senior Lecturer in Economics, Sheffield Hallam University
-
Assistant Professor in Banking, University of Doha for Science and Technology
-
Lecturer and Consultant in Applied Ethics, University of Leeds
-
Professor of Education Policy and Practice, Youth Studies, Monash University
-
Associate Professor, Bond Business School, Bond University
-
Research Associate, University of Birmingham
-
PhD Student in Marketing, Indian Institute of Management Lucknow