A survey of young New Zealanders finds four in ten didn’t view buy now, pay later as debt. That perception can influence how they use it.
Articles on Credit
Displaying 1 - 20 of 44 articles
The most important thing to do is to lower the cost of capital for African countries.
BNPL has not been subjected to much scrutiny before.
Christmas lunch is over, all the presents are unwrapped. Now comes the hard part: paying for it all. Here are some steps to follow.
From impulse buys to rising debt, buy-now-pay-later is now woven into many people’s Christmas budgets.
Responsible borrowers are locked out of the global financial system for reasons beyond their control. A study looking at shopping habits offers a novel solution.
The UK system can be hard to navigate – and lacking knowledge on how it works can leave migrants paying more or missing out entirely.
Research shows that shoppers are tempted as much by what the technology brings as the credit on offer.
On average, customers using BNPL services ended up spending more than 6% more than those who didn’t. The effect was particularly strong among younger shoppers and those with lower incomes.
What you buy at the grocery store can predict whether you pay your credit card bills on time, new research suggests.
Taboos around talking about money can prevent people from learning important lessons about using credit and getting into debt.
African states say a pan-African rating agency will enable them to access capital and integrate the continent with global financial markets.
Trends show credit scores are rising, with nearly half of all US consumers boasting ‘very good’ or ‘excellent’ numbers.
Credit payment holidays were made available in the UK to help people manage the financial strain of the pandemic.
Many small island nations are struggling to protect their land from rising seas while also facing paralyzing debt.
Shariah law informs financial contracts and credit systems, and the growth of Islamic financing options provides an alternative to current debt-based banking systems.
A scholar of the ancient Near East explains how loan forgiveness was handled thousands of years ago in the Bible and royal decrees.
Retail employees are accustomed to long hours and low pay. What really upsets them are corporate policies to push store credit cards on consumers.
Although COVID-19 measures have had a negative impact on food supply in Nigeria, there are other factors responsible for the dramatic rise in food prices.
More financial services should target low-income households in South Africa.
Top contributors
-
Assistant Professor of Marketing, Mendoza College of Business, University of Notre Dame
-
Associate Professor of Marketing at the School of Management, Swansea University
-
Professor of Marketing, University of Gloucestershire
-
Coventry University
-
Assistant Professor of Marketing, Jones Graduate School of Business at Rice University
-
Senior Lecturer in Marketing, University of Gloucestershire
-
Lecturer in International Business, University College Cork
-
Professor of Clinical Psychology, University of Liverpool
-
Professor of Law, Monash University
-
Lecturer in Emerging Markets Finance, Johns Hopkins University
-
Professor of Anthropology, London School of Economics and Political Science
-
Senior Researcher: Institute of Poverty Land and Agrarian Studies, University of the Western Cape
-
Senior Lecturer in Economics, The Open University
-
Assistant Professor of Finance, MIT Sloan School of Management
-
Associate Professor, Brock University