Falling homeownership rates, stagnant wages and diminishing retirement savings mean that for more and more Americans, the middle-class dream is slowly dying – if it’s not already gone.
Articles on Affordable housing
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The housing crisis has scuppered home ownership dreams for many across the UK, but there is another way to do things.
The default position for politicians is to sound concerned about housing affordability, but do nothing. This can be explained by the idea of ‘policy capture’, in this case by industry interests.
What if there was a middle option between retention and abolition that made negative gearing work better? There are multiple ways to improve accountability for this $8 billion-a-year tax concession.
The problem is there are already too many buyers willing to pay high prices, and negative gearing is designed to create more buyers willing to pay more.
Unless Cameron learns a lesson from history, the tenants of Britain’s council estates will face displacement and gentrification by stealth.
In what looks to be a landmark policy announcement with possible national ramifications, the NSW government has outlined the first phase of a $1 billion fund to develop social and affordable housing.
It is now possible to imagine Australia having a national affordable housing strategy, backed by funding, by the end of 2016.
Sure, a chunk of Stuyvesant Town’s units will remain affordable for 20 years. But what happens after that?
About a quarter of all renters are spending at least half of their income on housing, and the situation is projected to get much worse over the next decade.
Ignoring residents’ concerns about boarding houses and failing to allay their fears helps nobody – least of all those in dire need of affordable housing options.
As Glasgow’s most famous tower blocks are razed, we’re again being asked to celebrate destruction of old notions of housing provision. We should treat it as a different opportunity entirely.
As the NDIS roll-out begins, Australia faces a housing shortfall affecting up to 122,000 participants. Developing smart technology and design offers more independent living for people with disability.
Until recently, affordable housing was mentioned only in conversations involving low-wage or unemployed workers – or the homeless. The only groups that focused on rising rental costs were low-income housing…
I co-teach a freshman seminar at the University of Texas called “Debt: the Good, Bad and Ugly” that examines the different ways consumers borrow and spend. Do they reflect wise investments in the future…
Home ownership is becoming a fading hope for those without an existing foothold in the market. For increasing numbers of younger Australians, the dream will give way to a future as tenants.
While policies such as negative gearing have helped middle to high income earners own property, they have also locked low income earners out of the market and created an unequal housing sector.
Miliband throws renters a lifeline but the neediest still miss out on affordable housing.
The Conservatives have long dreamed of a property-owning democracy but this version will not solve the UK’s modern housing nightmare.
Without affordable and secure housing that meets the needs of older Australians, the nation cannot hope to sustain the productivity that is needed to secure future prosperity.
Top contributors
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Emeritus Professor of Housing, UNSW
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Professor of Urban and Regional Planning, University of Sydney
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Housing Policy Researcher, Expert Advisor, Housing Assessment Resource Tools and Adjunct Professor, L’Université d’Ottawa/University of Ottawa
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Research associate, The University of Melbourne
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Emeritus Professor, Urban Planning and Policy, University of Sydney
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John Curtin Distinguished Professor, Curtin Business School, Curtin University
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John Curtin Distinguished Professor, Curtin University
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Professor, City Futures Research Centre, Faculty of the Built Environment, UNSW
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Adjunct Professor, Centre for Urban Research, RMIT University
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Senior Research Fellow, City Futures Research Centre, UNSW
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Professor of Housing Research, Adelaide University
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Alan Morris is a Friend of The Conversation.
Professor, Institute for Public Policy and Governance, University of Technology Sydney
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Associate Profesor, School of Planning, University of Waterloo
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Program Director, Housing and Economic Security, Grattan Institute
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Professor of Urban Policy and Director, Urban Futures Enabling Impact Platform, RMIT University