The concept of Universal Credit reveals something wider about the UK’s current political fixation on debt.
Articles on Loans
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After a year of headlines and ousted CEOs, Congress has yet to pass a single piece of legislation on sexual harassment – let alone hold a hearing. That may change as lawmakers get to work in 2019.
Women-owned small business in Tanzania stay away from formal loans because of their negative beliefs about loans.
Kenya’s heavy debt burden is worrisome and could damage its economy in the long-term.
Most people agree that children should be taught to manage money — but who decides what they learn, and who is responsible for teaching them?
The governor of South Africa’s Reserve Bank has been appointed to chair an important IMF committee. Countries in sub-Saharan Africa stand to benefit.
Small loans from governments and philanthropists are often held up as a route out of poverty. But proper research into whether they work is thin on the ground.
Financial literacy is non-intuitive to the human brain and fundamental to survival today. We should follow British Columbia’s example and make financial literacy mandatory in every grade - across the country.
South Africa will be well advised to start preparing itself for an International Monetary Fund programme as the country faces a deepening economic crisis.
In the US “liar loans” have been identified as one of the key reasons behind the 2008 financial crisis. But how big a problem are poor loan checking practices in Australia?
The proposed loan of Commonwealth money to Adani is on shaky constitutional ground, potentially paving the way for High Court challenge which could change the dynamics of federal-state funding.
Billions are being loaned against some fast depreciating assets. It could end in an almighty car crash.
The International Monetary Fund’s view of how to fix South Africa’s economy deserves to be seriously considered.
The BRICS New Development Bank has promised to change the world of multilateral development funding but has so far failed to live up to expectations.
West African health systems were weak before the IMF got involved. Sadly, the policy reforms demanded by the IMF in exchange for loans have undermined governments’ ability to repair these problems.
Under the proposed plan for reform, there is still a risk that private providers will continue to shop between the Commonwealth and the states for the best price and conditions.
The Italian banking system is on the verge of a crisis. Direct state intervention is needed to solve the problem.
Crowdfunding has produced start-ups such as Oculus Rift and Pebble watches … but it’s not a success story for everyone.
Asking borrowers questions to reveal their trustworthiness is a tricky business that’s very hard to get right.
New regulation in the UK shows how payday lending can be done responsibly.
Top contributors
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Professor/Senior Research Fellow, Centre for Advancement of Scholarship, University of Pretoria
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Associate Professor of Finance, Texas State University
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Professor, and Dean of Law, Griffith University
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Reader in International Relations, Royal Holloway, University of London
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Associate professor, University of Cape Town
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PhD Candidate - Financial Regulation, Queen's University Belfast
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Associate professor, Finance, University of the Witwatersrand
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Lecturer in International Management and Innovation, Loughborough University
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Professor, Marketing, School of Social Sciences, Business and Law, Teesside University
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Post Doctoral Researcher, Graduate School of Business (GSB), University of Cape Town
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Associate Professor of Economics, University of Technology Sydney
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Research fellow in politics and sociology, University of Oxford
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Associate Professor in Property and Real Estate, Deakin University
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Professor of Law, University of Oregon
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Nottingham University Business School China, University of Nottingham