55% of Australian home loans have an offset account. But they can be difficult to navigate, set up and monitor – and they’re not a good deal for everyone.
Articles on Lending
Displaying 1 - 20 of 26 articles
Half of small business loans in Australia involve putting the family home on the line. But in the US, UK and Germany, governments do more to help.
An economist explores the gender data bias behind credit scoring and borrowing money from the bank that excludes women worldwide, denying them the same economic rights as men.
The most important thing to do is to lower the cost of capital for African countries.
The new restrictions on higher-risk borrowing will be a first for Australia. Here’s what’s changing.
Africa’s share of the world’s agriculture exports is low and has deteriorated over time.
Ghanaian bank lending to agriculture and manufacturing is in decline
Australia doesn’t have a regulator suitable to tackle the kind of media, advertising and home-lending giant News Corp’s REA Group is becoming.
It might be time to go back to a simpler approach, when one set of rules applied to all consumer credit products.
AI lending can be a tool for social justice if it’s programmed in the right way.
What you buy at the grocery store can predict whether you pay your credit card bills on time, new research suggests.
Financial institutions have a key role to play in funding green building construction and retrofits to cut energy use, running costs and emissions.
Homeowners looking to remortgage and first-time buyers struggled to manage interest rate hikes in 2023. Here’s what to think about this year.
African states say a pan-African rating agency will enable them to access capital and integrate the continent with global financial markets.
The UK retail bank business model has allowed banks to make significant profits as interest rates have risen over the past year.
For better or worse, debt is a part of everybody’s financial portfolios. Solid financial planning will help you keep your eye on the prize of wealth accumulation.
China’s international lending projects have big potential impacts on oceans and coasts. By cooperating more closely with host countries, Beijing can make those projects more sustainable.
The Fed raised interest rates the most in nearly three decades to fight stubborn inflation. A finance expert explains what’s happening, the risks and what it means for consumers.
Higher interest rates reduce demand for goods and services, which makes it harder for companies to raise prices. But there are risks as well.
Through its Belt and Road Initiative, China has become the world’s largest country-to-country lender. A new study shows that more than half of its loans threaten sensitive lands or Indigenous people.
Top contributors
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Instructor, Harvard Extension School, Harvard University
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Senior Academic Researcher in Global Development Policy, Boston University
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Instructor of Business Management, University of Toronto
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Lecturer, Economics, University of the Western Cape
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Professor of Global Development Policy and Director, Global Development Policy Center, Boston University
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Associate Professor of Finance, Mississippi State University
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Head of Department of Economics, Finance & Accounting, Brunel University of London
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Associate Professor in Finance, University of Canberra
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Professor of Planning and Director of Urban Transformations Research Centre, Western Sydney University
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Professor of Finance and Business Economics, University of Southern California
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Assistant Professor, New York University
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Professor of Banking & Applied Economics, University of Stirling
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Professor, Economics, University of the Western Cape
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Professor of Economics, Stockton University
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Assistant Professor, Cornell University