Despite the government windfall on offer, changing the age at which people can access their super is likely to unfairly hit retirees with lower super balances.
Articles on Superannuation
Displaying 261 - 280 of 335 articles
In a system where the age pension is designed to be needs-based, a strong asset test seems like an appropriate tax on the practice of bequeathing assets like superannuation to the next generation.
The superannuation sector argues it is competitive, but that doesn’t mean it’s efficient.
The threat of constant change to the superannuation system overlooks its critical role in encouraging lifetime savings.
The government has dropped plans to index age pensions to CPI and opted instead to tighten income and assets test. These are welcome changes but more needs to be done.
Over the last six months a public consensus has emerged among academics, think tanks, community organisations, elements of the superannuation industry and most politicians about superannuation.
Super funds are being asked to improve board governance, and their starting point should be to consider stamping out multiple directorships.
Unpaid HELP debts are a problem, while super contributions may be lost. Should students use super to repay HELP?
Labor’s super plan would introduce new taxes to balance inequities in the system - but is this really a radical change, or tinkering around the edges?
A Labor government would crack down on the superannuation tax breaks enjoyed by high income earners, raising more than $14 billion over ten years, under a policy released by Bill Shorten on Tuesday.
If the 5.5 million unpaid carers didn’t look after others – at the expense of careers and incomes – taxpayers would bear the costs, so as a community we should give carers a fairer deal in retirement.
Australia’s retirement income system is unsustainable, and there seems little political appetite to tackle the big issues.
Joe Hockey is the sort of guy who often leaps before looking too hard. This thought is particularly brought to mind by two completely different current manifestations of “Hockeyism”. One is Hockey’s thought…
A discussion about what superannuation will look like in the future is essentially from the Intergenerational Report.
Just what are the issues we need to watch when it comes to tax reform? Read this explainer.
The political debate over generational equity, which has been rekindled in the past week, now dominates discussions over wealth, government spending and fiscal sustainability. But a closer look at some…
David Murray’s Financial System Inquiry may call for the removal of superannuation tax breaks but the government’s tax discussion paper, due to be released next week, is unlikely to advocate similar changes…
Finally, Financial System Inquiry chairman, David Murray, has brought some consistency into two hot debates running in finance. Parliament, financial media commentators and a whole range of vested interests…
Having enjoyed continuously increasing prosperity since the Second World War, Australians have come to expect that each generation will live a better life than the last. But this steady progress may be…
The Abbott government’s deal with the Palmer United Party to freeze the minimum superannuation contribution rate at 9.5% until 2021 will not only cost retirees, it will also see future governments forced…
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