Retirement may feel distant in your 20s and 30s, but small, deliberate steps now can make a difference later.
Articles on Retirement
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Forcing funds to invest members’ savings in particular projects or sectors is problematic. There’s a better approach.
The government is kicking in $1,000 for babies born in calendar years 2025 through 2028.
Election campaigns focus on today’s pressures. But NZ’s biggest challenges span decades and may require new institutions.
Retirement depends on NZ Super, KiwiSaver and housing. Treating each in isolation risks shifting problems rather than solving them.
Unless Congress acts, 1 in 5 Americans who receive Social Security could see an across-the-board benefit cut of roughly 22% starting in 2032.
Yes, some people may try to qualify for a pension payment before selling an asset. But the loophole is far narrower and better defended than some headlines suggest.
Sometimes they hear they’re supposed to stay active and engaged. Other times they’re vilified for holding on to power too long. It’s all made ‘knowing when it’s time’ a whole lot harder.
Open to Australians aged 67 or older, the scheme has an interest rate of just 3.95% – which hasn’t changed in more than three years.
The most common product for a retirement income stream in super is an account-based pension. How does it work, and what are the alternatives?
Minimum KiwiSaver contributions rise from today for employees and employers. That’s necessary, but the scheme’s design is working against many savers.
Try this calculator to see if you will have enough super to retire comfortably.
Your super balance isn’t supposed to be a scorecard. But there are simple steps everyone can take to boost it, at any stage of life.
Stay in work or retire? There are many reasons to do both, but in order to retain workers, employers need to be aware of these factors.
The president’s party almost always loses seats in the midterms. More than two dozen Republican House members have already decided to retire.
High rates of outright home ownership combined with tax-free super insulate older Australians from mortgage rate fluctuations.
One in five super funds are leaving members to make high-stakes decisions about retirement alone.
Asking people to find extra money to lock away in KiwiSaver during a cost-of-living crunch risks pushing them in the opposite direction.
A growing number of Australians are self-managing their superannuation. A new report suggests some may be getting advice that’s not in their best interest.
Demographic shifts are predictable, but pension reforms fail when politics triumphs over economics.
Top contributors
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Lecturer in Accounting, The University of Queensland
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Adjunct Professor, Curtin Law School and Curtin Business School, Curtin University
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Senior Lecturer, Finance and Financial Planning, Griffith University
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Professor of Finance, Auckland University of Technology
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Senior Research Associate, International Centre for Future Health Systems, UNSW, UNSW
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Associate Professor in Finance, University of Canberra
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Program Director, Housing and Economic Security, Grattan Institute
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Professor and Head of the Department of Banking and Finance, Monash University
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Professor of Public Policy and Public Affairs, UMass Boston
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Research Fellow, the Pensions and Intergenerational Equity (PIE) research hub, University of Auckland, Waipapa Taumata Rau
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Professorial Fellow and Co-Director, HILDA Survey, Melbourne Institute of Applied Economic and Social Research, The University of Melbourne
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Senior Associate, Monash University
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Principal Lecturer in Finance, Cardiff Metropolitan University
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Associate Professor in the Department of Finance and co-director of the Brain, Mind & Markets Laboratory, The University of Melbourne
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Professor, School of Public Policy and Administration, York University, Canada