The changes could save members up to A$3 billion, but they don’t tackle the problems of total disability insurance.
Articles on Superannuation
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If a superannuation fund member is at a workplace where a lot of colleagues make changes to their investment strategy, it becomes significantly more likely that they themselves will make a change.
With more Australian workers joining the gig economy, questions about how these workers will fare in their retirement are becoming more pressing.
Many of us barely glance at our own superannuation account balances, so it’s reasonable to predict that only a tiny fraction are likely to go to a super fund annual meeting.
While you can’t say one retirement system is better than the other, Australia can learn a lot from New Zealand’s simpler and more flexible system.
The government should add a ‘super payment option’ that allows graduates to offset the cost of their HELP repayments.
Labor will promise to ban direct borrowing by self-managed superannuation funds, as part of a housing affordability policy released on Friday.
What critics of the plan to use superannuation for housing miss is that Australia’s super system already channels a significant proportion of retirement savings into housing.
Shadow banking provides investors with the means to isolate risks, transfer profits, avoid regulation and increase the range of money-like financial products available for investment.
The latest thought bubbles about using super savings for housing might be less harmful than in the past, but they would be just as ineffective.
The government has yet to address a major incentive to put assets into super and hold them until the retirement phase.
Young women are are confident in implementing budgeting and savings strategies, but lack the knowledge and confidence required to implement long-term financial strategies, a new pilot study finds.
The changes to superannuation discussed in the 1992-93 cabinet papers shaped the system we have today for better and worse.
Business Briefing: what super is doing to banking and finance
The Conversation10 MB (download)
New research modelled how an increase in the superannuation guarantee would affect the finance sector and the results show it all balances out.
The federal government could save about A$1 billion a year by changing three unfair tax breaks for older Australians, a new report says.
Super is the wrong tool to provide an adequate support in retirement for low-income earners. Our research shows top-up measures to help this group are poorly targeted and too expensive.
Current super policy is compelling people to save for a higher living standard in retirement than they enjoy during their working lives.
In a week marking the first anniversary of Malcolm Turnbull’s prime ministership, the government was able to show it could work with the new parliament.
Finally – though who knows for how long – we see signs of the Turnbull government pulling up its socks.
The Coalition has reached a compromise to get its superannuation reform past its own party, but the changes will make it harder for women and older workers.
Top contributors
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Professorial Fellow, University of Canberra
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Program Director, Housing and Economic Security, Grattan Institute
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Adjunct Professor, Curtin Law School and Curtin Business School, Curtin University
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Professiorial Fellow, The University of Melbourne
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Visiting Fellow, Crawford School of Public Policy, Australian National University
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Professor and Head of the Department of Banking and Finance, Monash University
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Lecturer in Accounting, The University of Queensland
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Vice Chancellor's Fellow at Victoria University and Adjunct Professor of Economics, Victoria University
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Professorial fellow, Monash University
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Emeritus Professor of Finance, The University of Melbourne
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Senior Lecturer, Finance and Financial Planning, Griffith University
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Chief executive officer, Grattan Institute
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Professor of Economics and Director, Tax and Transfer Policy Institute, Crawford School of Public Policy, Australian National University
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Associate Professor in the UNSW Business School, UNSW
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Associate Professor, College of Business and Economics, Australian National University