It’s not a question of if insurance will become unavailable or unaffordable in areas at high risk of wildfires, hurricanes and other damage – it’s a question of when. A disaster risk expert explains.
Articles on National Flood Insurance Program
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About 9% of homeowner property claims nationwide are filed in Florida, yet 79% of lawsuits related to property claims are filed there.
The most vulnerable communities are being pushed deeper into poverty with each climate-related disaster. Part of the problem is that government aid helps the wealthiest people most.
As climate change intensifies the risk of wildfires in California, insurers are dropping coverage for many homeowners.
The Trump administration has proposed a major revamp of the National Flood Insurance Program since its inception in 1968. Here’s why it needs fixing.
As Hurricane Florence is expected to pound the Carolinas with significant flooding, an insurance expert explains how the program designed to help the millions affected recover.
Hurricane Harvey swamped much of Houston in 2017, causing more damage than all other US hurricanes except Katrina. But now the city is authorizing construction in zones at high risk for flooding.
The bills now pending in Congress won’t do what it will take.
The federal government created a program in 1968 to insure homes in the US from flooding, yet few of the houses hammered by Harvey’s record rainfall were covered.
Top contributors
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Professor Emeritus of Risk Management and Insurance, Georgia State University
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Head of Transition Finance Research, University of Oxford
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Associate Professor of Geography, University of Alabama
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Henry J. Leir Chair in Global Migration, Fletcher School of Law & Diplomacy, Tufts University
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Assistant Professor and Co-Director, Center for Emergency Management and Homeland Security, Watts College, Arizona State University
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Professor of Finance, Florida International University
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Senior Research Analyst and Ph.D. Candidate in Human Security, The Fletcher School, Tufts University