Articles on Housing affordability
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When people do downsize, financial incentives are generally not the big things on their minds. And so most of the budget’s financial incentives will go to those who were going to downsize anyway.
People are taking on larger future risks and costs just so they can buy a house. Increases in new home owners are seen as a positive development, but what if they can’t afford the ongoing costs?
Chinese real estate investors might be more interested in investing in their homeland rather than Australia, given the changing market and regulations.
There’s been quite a bit of speculation over whether Australia has a property market bubble - where house prices are over-inflated compared to a benchmark - and when it might burst. According to housing…
Only a small proportion of housing is affordable for low-income earners, while people on Newstart or Youth Allowance don’t have any affordable options at all.
Labor will promise to ban direct borrowing by self-managed superannuation funds, as part of a housing affordability policy released on Friday.
Without proper planning, legalising Airbnb may make housing even more unavailable and unaffordable in high-demand suburbs.
For renting to become a truly viable, long-term alternative to home ownership, greater rental affordability and security is needed.
It’s not the first time Australia has grappled with concerns about affordable housing. History offers insights that can help inform contemporary debates and policies.
What critics of the plan to use superannuation for housing miss is that Australia’s super system already channels a significant proportion of retirement savings into housing.
Today’s release of data from the 2016 Census allows us to identify some of Australians’ more common characteristics, how they vary across states and territories, and how they are changing over time.
Scott Morrison will renew his warnings against tampering with negative gearing, in a speech on Monday.
Negative gearing plus inadequate supply plus low wage growth equals financial distress.
Economists struggle to agree on when and where housing bubbles occur, but bubbles all have similar characterisitics.
Declining interest rates has made housing more affordable over the past thirty years, but it has also increased the risk for homebuyers.
The latest thought bubbles about using super savings for housing might be less harmful than in the past, but they would be just as ineffective.
Victoria has been lagging behind other states in developing an affordable housing strategy. Now that one has been released, how well does it meet the needs of households on lower incomes?
Those whose parents own a home are able to take advantage of a wider set of opportunities than others.
The housing supply solution our leaders are advocating will only work if affordability is simply a problem of supply. In fact, Australia is almost a world leader in rates of new housing production.
The proposed housing affordability package in the May budget will target people relying on social housing as well as those trying to break into the market.



















