Your insurer could know a lot more than just what’s on your application form. It’s worth understanding where this information comes from and how it can be used.
Articles on Insurance premiums
Displaying 1 - 20 of 21 articles
Rising premiums and insurer retreat reflect deeper shifts in risk – and strain on a system built for a different era.
The government has allowed private health insurers to raise premiums by an average of 4.41% from April. How are these set? And why is it higher than inflation?
As Australia faces longer, more erratic fire seasons, tools like this may prove essential for staying one step ahead of the flames.
Australian properties are becoming uninsurable as unseasonal extreme weather inflicts major damage to housing, business and infrastructure.
Climate change is making some parts of Australia unliveable or uninsurable. We need a national conversation about the planned relocation. A proposed National Relocation Authority can lead the way.
Homeowners insurance is so expensive that some people are going without it.
It’s not a question of if insurance will become unavailable or unaffordable in areas at high risk of wildfires, hurricanes and other damage – it’s a question of when. A disaster risk expert explains.
As if inflation weren’t enough of a problem in general, the insurance industry has a whole different reason to increase premiums.
There’s little transparency surrounding how insurance firms collect, analyse and use our personal data when they establish insurance costs.
Disaster victims in Australia can wait months or years for insurance payouts – or can’t afford the premiums at all. As climate change worsens, we need a radical rethink.
Two economists explain what insurers can and can’t do to factor vaccination status into their coverage and rates.
As more provinces legislate no-fault auto insurance, drivers should be told that the system places tight restrictions on their right to be heard in court and reduces benefits.
It can be hard to work out what calculations to make when deciding on private health. So we asked a health economist to break it down.
Drop, suspend, downgrade or keep? Many people are feeling the pinch and wondering if private heath insurance is worth keeping during the coronavirus pandemic. Here’s what to consider.
The government’s latest changes to private health insurance won’t affect the cost of premiums.
After the Senate nixed a repeal of Obamacare, Pres. Trump turned to Twitter, vowing to let the law die. But he’s actually doing much more. Here’s how he’s taking an active part in destroying the law.
It’s time for Australia’s personal injury insurance schemes to start preparing for change.
Even Pres. Trump said he had no idea that health insurance can be so complicated.
Part of the reason is that it’s not something we really want to buy – and not something we want to buy for others.
Opinions are strong about the Affordable Care Act, but not everyone understands what the nearly 1,000-page law does. In case you missed the high points of the law, here’s a primer to help.
Top contributors
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Professor of Health Finance, Weatherhead School of Management & School of Medicine, Case Western Reserve University
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Associate Professor, Faculty of Medicine and Melbourne School of Design, The University of Melbourne
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Associate Professor of Public Health, The Ohio State University
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The Lee and Brena Freeman Professor at the University of Chicago Law School and Professor at the Pritzker School of Medicine., University of Chicago
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Reader in Health Economics, Centre for Health Economics, University of York
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Associate Professor, Faculty of Law & Justice, UNSW
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Bachelor of Design (Honours) Convenor and Lecturer, School of Art and Design, Australian National University
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Professor of Law, University of Sydney
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Head, Disaster Solutions, Australian National University
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Assistant Professor in Finance Risk and Banking, University of Nottingham
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PhD Candidate in Finance and Risks, Nottingham Business School, University of Nottingham
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Senior Lecturer, University of Sydney
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Professor, Mathematics and Economics, Bryant University
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Professor of Health Economics, The University of Melbourne
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Professor of Health Economics, Indiana University