Articles on Private health insurance

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Is your hospital under the same corporate roof as your health insurance company? Michael Siluk/UCG/Universal Images Group via Getty Images

What happens when your hospital is also your insurance company? We’re starting to see the effects

Hospitals are tasked with making patients better, but when the hospital that provides care also owns the insurance company that pays for that care, the incentives get more complicated.
A US citizen spends €12,627 (€14,669) on annual medical care compared with €6,249 ($7,259) in France. MillaF/Shuttetstock

France’s National Health system explained to US citizens in 2026

France may not have oil reserves, but it does have a well-oiled public health service comprising doctors, state-funded hospitals, strong state regulation and medical expenses that are reimbursed.
Pennsylvania is one of 13 states whose employee retirement benefit is limited to privately administered Medicare Advantage. AP Photo/Matt Rourke

Medicare Advantage is covering more and more Americans − some because they don’t get to choose

Medicare Advantage − the private option that costs taxpayers extra and requires prior approval − is the default for some state agencies and corporations.
Medicare Advantage was supposed to find efficiencies, but instead is costing taxpayers an extra $83 billion a year. Ariel Skelley/DigitalVision via Getty Images

Taxpayers spend 22% more per patient to support Medicare Advantage – the private alternative to Medicare that promised to cost less

Rather than finding efficiencies and saving money all around, the private companies that administer the Medicare Advantage option to Medicare are profiting at seniors’ – and taxpayers’ – expense.

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