There are several psychological tendencies that explain why we find it so hard to break up with our bank.
Articles on Banking
Displaying 21 - 40 of 423 articles
Ghanaian bank lending to agriculture and manufacturing is in decline
Private banks are launching a euro-pegged cryptocurrency. It could spell disaster for Europe’s economy.
Can we move from algorithmic discrimination to inclusive finance?
The need to better protect consumers was raised years ago in the banking royal commission. So why does it feel like we are back here again?
New research has found that a two-year drought can have the same economic impact on a region as a one percentage point increase in the unemployment rate.
It’s worth looking closely at what money teaches children, and what it is we want them to learn.
Older adults are generally good at judging their capacity for handling their finances, but
cognitive impairment degrades that skill. Proactive planning can help protect them from fraud.
The news that a certain class of cryptographic algorithms just got 20 times easier to hack has set hares running.
Anti-money laundering rules make it very difficult for ex-prisoners to open a bank account – meaning it’s harder to get paid or receive a benefit.
The targeting of the FDIC could dangerously erode its ability to manage financial crises, like the one that occurred in 2008.
New Zealand’s capital requirements are meant to ensure banks survive a 1-in-200-year event. The next Reserve Bank governor will need to weigh the costs of relaxing the rules.
As the U.S. pushes for greater access to Canada’s banking market, Canada must weigh the steep political costs of allowing a stronger American banking presence.
Claims that sustainability goals are making banks ‘woke’ might be effective populist politics. But undermining their risk management strategies can have unintended consequences.
From dodgy advice to fake adverts, consumers need to be on their guard.
Caregivers shouldn’t have to impersonate the older adults they care for just to help pay some bills.
Letting the banks charge their own extra fees might be a non-starter. The government has some other ideas, including a cash mandate and a possible new rural services levy to keep branches open.
Crypto can offer quick riches and an air of high-tech worldliness, but it also encompasses some ethical harms that might give investors pause.
The federal government has laid out a big picture proposal to keep cash alive. But it will need to keep a close eye on the details, and the unique challenges cash presents for businesses.
Class actions are a growing trend in the ways consumers access justice. That’s important, as many avenues for consumer protection are too difficult for individuals to pursue.
Top contributors
-
Visiting Fellow, Macquarie University Applied Finance Centre, Macquarie University
-
Professor of Organisational Behaviour, Bayes Business School, City St George's, University of London
-
Vice Chancellor's Fellow at Victoria University and Adjunct Professor of Economics, Victoria University
-
Emeritus Professor of Finance, The University of Melbourne
-
Emeritus Professor of Accounting, University of Essex, University of Essex
-
-
Associate Professor of Accounting and Capital, Te Herenga Waka — Victoria University of Wellington
-
Senior Lecturer, Faculty of Law, University of Wollongong
-
Adjunct Professor, Swinburne University of Technology
-
Professor of Accounting, Banking and Finance, University of Canberra
-
Professor and Head, School of Business, Monash University Malaysia
-
Associate Professor in Marketing, Keele University
-
Professor of FinTech History and Global Trade, Northumbria University, Newcastle
-
Professor of Economics and Finance, Bangor University
-
Visiting Academic, The Open University