Articles on Banking
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Banks in the UK have to conduct extra checks on people more at risk of blackmail – and an easier option is sometimes just to say no to giving them and account.
An economist explains what the Bank of Canada’s interest rate hike to five per cent means for Canadians.
Two of Australia’s major banks have announced they will take action against financial abusers, including closing their accounts.
A Welsh mining company was the first to issue tokens to workers as an alternative form of payment.
More Nigerians are using mobile money but it is fraught with inherent dangers that must be tackled.
While a digital national currency does have the potential to mitigate key financial issues, we cannot ignore the democratic risks such a currency could introduce without safeguards.
The Fed said it’s pausing its aggressive rate-hiking campaign as it collects more data on the impact.
New research found that Black and Hispanic people tended to give banks a pass for poor customer service.
Social media provides both a forum for communication and a public signal about what a bank’s customers believe. That means Twitter can facilitate coordination in real time.
The cause of banking crises since the debacle in the 1980s remains unchanged. Incentives encourage executives to take excessive risks, with few consequences if bets turn bad. It’s happening again.
Financial crises are inevitably followed by legislation to restructure the banking system, and the ongoing problems with bank stability are likely to be no exception.
The slow disappearance of cash has advantages, but it can also exclude the most vulnerable from socio-economic activity. It’s also a privatisation that deteriorates the symbolic dimensions of money.
As an investment bank, commodities trader and operator of toll roads, Australia’s Macquarie Group has inserted itself into most of our lives. A new book outlines some of the questionable tactics that took it to the top.
Crises fueled by bank runs, starting with the Great Depression, have had something in common: Unexpected changes spur bank failures, followed by general panic and then large-scale economic distress.
The failure of Silicon Valley Bank has raised questions about some of the consequences when the government steps in to protect the depositors of troubled banks.
The collapse of Silicon Valley Bank serves as a reminder of the importance of robust risk management, sound regulatory oversight and effective liquidity management.
Large Canadian banks are likely not at risk of bank failures, but history suggests smaller, more niche financial service firms could be.
Before the Commerce Commission investigates the banking industry, we should remember there are good reasons for the way the sector is set up – and the Reserve Bank is at the heart of it. .
There are at least five errors that marred the currency redesign policy of the Central Bank of Nigeria, most of which could have been avoided.
My research suggests City firms’ efforts to deliver more equal representation at the top have not worked because they were never meant to.


















