- Professor of FinTech History and Global Trade, Northumbria University, Newcastle
My background is in economics and finance, but grew to be a contemporary business historian.
I am interested in the long-term nature of technical innovation in the retail banking sector, particularly issues around payment systems (such as the cashless society and ATMs). So my take is how to use the historical record to inform current issues on the future of money.
I have a been a consultant for the likes of the BBC, Jefferson Smurfit Group and IBM. More recently, I published a book on the history of the cash machine (called "Cash and Dash" OUP) and have been guest speaker on payments for the Federal Reserve Bank of Kansas City, David Birch's Tomorrow's Transaction Forum and the International Payments Summit.
Experience
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2020–presentProfessor of FinTech History and Global Trade, Northumbria University
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2011–2020Professor of Business History and Bank Management, Bangor University
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2007–2011Senior Lecturer in Accounting and Business History, University of Leicester
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1999–2004Lecturer in Management, Open University
Education
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2007Diploma in History, Oxford University
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1998University of Manchester, PhD in Business Administration
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1994Universidad Autonoma de Barcelona, Master en Economia Aplicada
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1991ITAM, Licenciado en Economia
Publications
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2018Cash and Dash: How computers and ATMs changed banking, Oxford University Press
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2013How the future shaped the past: The case of the cashless society, Enterprise & Society
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2013Direct Line Insurance: A case study on telephone banking and its impact on the competitive performance of the Royal Bank of Scotland, 1985-1995, ZUG/The Journal of Business History
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2013Cash Box: The Invention and Globalization of the ATM,
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2011Technological Innovation in Retail Finance: International Historical Perspectives, Routledge
Professional Memberships
- Association of Business Historians
- Royal Historical Society
- Economic History Society
- European Business History Association
Honours
Fellow of theAcademy of Social Sciences (2020), Royal Historical Society (2010), Academy of Higher Education (2007)
Contact Bernardo for
- General
- Media request
- Speaking request
- Consulting / Advising
- Research collaboration
- Research supervision
- Location: Newcastle upon Tyne
- Website
- X (formerly Twitter): @batizlazo
- Article Feed
- ORCID
- Joined