No federal rule proposal has ever generated so much opposition.
Articles on Retirement savings
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There are lessons from the COVID pandemic about why withdrawal rules are so strict.
Trump has pointed to the Australian retirement system as a model. But the $1,000 baby accounts are not designed to do the same job.
The government is kicking in $1,000 for babies born in calendar years 2025 through 2028.
The most common product for a retirement income stream in super is an account-based pension. How does it work, and what are the alternatives?
Reducing the rate of compulsory super is also unlikely to help with housing affordability.
Your super balance isn’t supposed to be a scorecard. But there are simple steps everyone can take to boost it, at any stage of life.
Asking people to find extra money to lock away in KiwiSaver during a cost-of-living crunch risks pushing them in the opposite direction.
Our aging population, combined with increased life expectancy, pose a challenge to our pension schemes. Solutions exist to make them function better.
For many New Zealanders work, mortgages and financial struggle could extend well into their retirement years.
Superannuation funds are under pressure to justify their expenses after one of Australia’s biggest used members’ savings for corporate hospitality.
KiwiSaver balances remain shockingly low, and constant changes risk undermining faith in a system that is already failing future retirees.
Our colossal pool of retirement savings has largely outgrown the investment opportunities available in Australia. Access to overseas markets will be crucial.
Since its creation, the KiwiSaver scheme has faced multiple tweaks. But the government’s latest proposed changes risk the system’s transparency and flexibility.
Consumers have to trade off preserving their capital for retirement and meeting their monthly financial obligations.
Financial advice will always be more useful to those who can use super to minimise tax, but even households with small balances should seek guidance.
Nudge theory is used in many sectors but can be particularly helpful in getting people to actively engage in decisions affecting their savings and investments.
We hear a lot about the negative impact of rate rises on mortgage repayments while little is made of the benefits of high interest rates.
Making sure you have enough set aside for a long retirement has become more difficult over the past 25 years.
Treasurer Jim Chalmers has used words with specific meanings in the objective he intends to legislate, among them “preserve”, “dignified”, “equitable” and “sustainable”.
Top contributors
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Professor of Finance, Auckland University of Technology
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Associate Professor in Finance, University of Canberra
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Professor and Head of the Department of Banking and Finance, Monash University
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Associate Professor of Economics, University of Sydney
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Research Fellow, BehaviourWorks Australia, Monash Sustainable Development Institute, Monash University
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Associate Professor and Head of School, School of Accountancy, Economics and Finance, Te Kunenga ki Pūrehuroa – Massey University
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Director, BehaviourWorks, Monash Sustainable Development Institute, Monash University
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Lecturer in Economics, Monash University
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Senior Research Economist, Institute for Fiscal Studies
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Professorial fellow, Monash University
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Associate Professor of Business, Boston University
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Adjunct Senior Lecturer, Business School, Auckland University of Technology and Senior Lecturer in Finance & Financial Planning, Griffith University
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Research fellow, BehaviourWorks Australia, Monash Sustainable Development Institute, Monash University
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Senior Lecturer in Finance and Economics, Torrens University Australia
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Professor of Finance and Fred T. Tattersall Excellence in Finance Research Chair, West Virginia University