Retirement depends on NZ Super, KiwiSaver and housing. Treating each in isolation risks shifting problems rather than solving them.
Articles on KiwiSaver scheme
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KiwiSaver balances remain shockingly low, and constant changes risk undermining faith in a system that is already failing future retirees.
Since its creation, the KiwiSaver scheme has faced multiple tweaks. But the government’s latest proposed changes risk the system’s transparency and flexibility.
Over two-thirds of Kiwis are worried they won’t be able to retire. KiwiSaver was supposed to help but the reality is many will still fall well short of what is needed to live comfortably past 65.
New Zealand’s government has hailed a fossil fuel ban for KiwiSaver default funds as part of its commitment to addressing climate change – but there’s scant detail about what exactly the ban covers.




