Macquarie is among dozens of lenders to start offering slightly lower interest rates, as banks compete for fewer customers.
Articles on Home loans
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When money is coming from the ‘Bank of Mum and Dad’, a recent study found parents and adult children can have very different assumptions – which they rarely discuss.
55% of Australian home loans have an offset account. But they can be difficult to navigate, set up and monitor – and they’re not a good deal for everyone.
Many Muslim Australians who observe the Islamic prohibition on interest cannot get government help to buy their first home unless they compromise on their faith.
If you’re one of CommBank’s 17 million customers, don’t panic. But given how well AI can now fake documents, all banks will need to rethink their security.
Interest rates could go up even further this year. If you’re struggling with your home loan repayments, here’s where you can go for help.
The new restrictions on higher-risk borrowing will be a first for Australia. Here’s what’s changing.
Banking is set to be fundamentally rewritten by artificial intelligence, whether we’re ready or not. The real test is whether that transformation will be fair.
Financing a first home can feel overwhelming. Here’s a general guide to some of the key parts of the process.
The expanded scheme will make it easier for many to save a deposit. But it may mean higher monthly loan repayments.
It’s now common knowledge loans and gifts from family are a large part of breaking into the housing market. But how is parental financial support being used in other areas?
An approach to building homes collectively, inspired by German baugruppen, has been adopted in Australia with positive results.
While authorities such as the Reserve Bank often see them as risky, interest-only loans can be helpful in some circumstances.
Banks typically do not want their customers to default on property and have processes in place to help reduce the risk of this happening.
The extraordinary increase in house prices and debt means mortgage rates of 7% would be as painful to borrowers today as rates of 17% were decades ago.
Depending on circumstances, it may be time to re-think the bias to paying down housing debt over wealth accumulation in super. At least to do the sums, so you can make an informed choice.
Young people might take on a lot of debt without considering its consequences for their older years. A philosopher makes a case for laws to limit that debt as a duty toward self.
New Zealand’s housing market is ill designed to create the surpluses that would force down values. Only the state can change that.
A change in South African law promises to protect defaulting home owners from abuse by unscrupulous operators who snap up people’s homes for a song.
In the US “liar loans” have been identified as one of the key reasons behind the 2008 financial crisis. But how big a problem are poor loan checking practices in Australia?
Top contributors
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Professor, Finance, UTS Business School, University of Technology Sydney
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Associate Professor in Property and Real Estate, Deakin University
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Senior Lecturer in Sociology, University of Newcastle
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Vice Chancellor's Fellow at Victoria University and Adjunct Professor of Economics, Victoria University
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Associate Professor, University of Pretoria
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D.Phil. Candidate in Population Health, University of Oxford
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Scientia Professor of Economics, UNSW
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Associate Professor and Head of School, School of Accountancy, Economics and Finance, Te Kunenga ki Pūrehuroa – Massey University
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Emeritus Professor of Finance, The University of Melbourne
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Professor of Marketing and Consumer Behaviour, Queensland University of Technology
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Senior Lecturer in Banking and Finance, The University of Queensland
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Professor of Law, Monash University
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Lecturer of Economics and Finance Tasmanian School of Business & Economics, University of Tasmania
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Visiting Fellow, Macquarie University Applied Finance Centre, Macquarie University
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Professor of finance emeritus, University of Pennsylvania