About a third of Americans report using high-interest credit cards for everyday expenses as costs continue to rise.
Articles on Credit scores
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Scores are ubiquitous today, from data in parenting apps to fitness monitors. For some users, those scores start to shape a sense of right and wrong.
Banking is set to be fundamentally rewritten by artificial intelligence, whether we’re ready or not. The real test is whether that transformation will be fair.
What you buy at the grocery store can predict whether you pay your credit card bills on time, new research suggests.
Simple tips to improve your chances of having your mortgage application accepted.
Trends show credit scores are rising, with nearly half of all US consumers boasting ‘very good’ or ‘excellent’ numbers.
Transparency and accountability must be a priority to prevent discrimination.
For economically strapped Americans, the financial fallout from the epidemic may be permanently embedded in their digital profiles, making it harder for them to regain their economic footing.
China’s social credit system has been described as a ‘dystopian nightmare straight out of Black Mirror’ but many citizens think it will help fight fraud and bring about a better society.
Far too many people in Britain rely on high-cost short-term credit from alternative lenders.
Millions of Chinese citizens have been blacklisted by Chinese authorities from booking flights or high-speed train tickets due to low social credit scores.
The government needs to learn from the mistakes in the US in sharing our credit history information to third parties.
One day, your Facebook posts and Tweets might convince lenders to drop you some cash. Until then, here are five simple ways to help open up the bank vaults.
Top contributors
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Visiting Academic, The Open University
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Assistant professor, University of Zurich
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Coventry University
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Professor of Law, Monash University
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Head of Department of Economics, Finance & Accounting, Brunel University of London
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Senior Lecturer in Economics, Lancaster University Management School, Lancaster University
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Venable Professor of Law, University of Baltimore
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Professor of Finance, Mississippi State University
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Associate Professor of Finance, Mississippi State University
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Research Associate in the Department of Anthropology, UCL
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Assistant Professor of Marketing, Mendoza College of Business, University of Notre Dame
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Assistant Professor of Marketing, Jones Graduate School of Business at Rice University
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Assistant Professor of Marketing, University of Portland
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Associate Professor in Marketing, University of Wollongong
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Senior Lecturer in Accounting, University of Wollongong