Consumers lose more than $5 billion a year to fraud involving gift cards, while the industry exploits regulatory loopholes and delays solutions.
Articles on Credit cards
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Most Australians have had a negative experience when trying to cancel a subscription. It’s bad business, and we need law reform to capture these shady tactics.
Consumers lose more than $5 billion a year to fraud involving gift cards, while the industry exploits regulatory loopholes and delays solutions.
It’s legal for a merchant to get your card details over the phone – but it can still be risky. Here’s what you need to know to stay safe.
Loyalty schemes tend to be the most generous when the economy has hit a patch of turbulence.
Electronic payments are convenient and are increasingly replacing cash, but when a network fails, the impact can bring a country to a halt.
Trends show credit scores are rising, with nearly half of all US consumers boasting ‘very good’ or ‘excellent’ numbers.
The slow disappearance of cash has advantages, but it can also exclude the most vulnerable from socio-economic activity. It’s also a privatisation that deteriorates the symbolic dimensions of money.
Businesses can now pass credit card surcharge fees along to their customers. To help businesses predict how consumers will react to credit card surcharges, behavioural economics offers some answers.
The UK’s cost of living crisis has exposed the financial vulnerability of consumers, especially those using ‘buy now, pay later’ products.
Retail employees are accustomed to long hours and low pay. What really upsets them are corporate policies to push store credit cards on consumers.
The introduction of these technologies in Ghana has created an enabling platform for consumers to use their mobile phones to pay for goods and services
Research has yet to support the theory that cash can spread the coronavirus.
By not charging interest, Afterpay and other ‘buy now, pay later’ providers avoid the rules of national consumer credit law.
The lawmakers have proposed capping interest rates on consumer loans at 15%, but doing so may hurt some of the people it’s aiming to protect.
People are stressed out about money, with most of us struggling to make ends meet due to abusing credits cards and amassing consumer debt. Some tips on how to change your spending behaviour.
Easy credit services like Zip trade on the individual’s belief that their income rise in the future.
Big data from smart phone and credit cards can uncover the daily rhythms of city life, for all its residents.
Global travelers are being increasingly asked if they want to pay for local purchases in terms of their home country currency. Here’s why you should resist the strong temptation to do so.
Many children receive gift cards or even ask for them so they can choose their own presents. But are youngsters ready to handle the wiles of advertisers and the complexities of ‘credit’ on a card?
Top contributors
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PhD Researcher, UTS Business School, University of Technology Sydney
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Associate Professor of Business, Boston University
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Adjunct Professor, Swinburne University of Technology
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Senior Lecturer, UTS Business School, University of Technology Sydney
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Associate Dean (Learning & Teaching) Faculty of Creative Industries, Education and Social Justice, Queensland University of Technology
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Senior Lecturer in Finance, Deakin University
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Investigative Journalist, The Conversation
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Professor of Law, Monash University
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Head of School at the School of Accounting, Curtin University
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Teaching Professor at WVU
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Professorial Fellow, University of Canberra
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Professor of Finance, RMIT University
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Professor of Business Analytics, Questrom School of Business, Boston University
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Angelique Nadia Sweetman McInnes is a Friend of The Conversation.
Academic in Financial Planning, CQUniversity Australia
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Principal Lecturer, Law, University of Portsmouth