Revolut is only the latest ‘neobank’ to challenge Australia’s highly concentrated banking sector. But this attempt is backed by Europe’s most valuable startup.
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More diversity in the banking sector can help with stability, but Revolut’s two-year wait for a UK banking licence indicates regulatory caution.
New digital bank Bó is the first attempt by a high street bank to beat the likes of Monzo and Revolut at their own game.
Revolut recently got an EU banking licence from Lithuania but it’s facing some political headwinds.
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Emeritus Professor of Finance, ICMA Centre, University of Reading
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Senior Lecturer in Global Health, University of Aberdeen
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Professor of Finance, Kaunas University of Technology
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Professor of Finance, International Institute for Management Development (IMD)
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Chair in Finance, University of Aberdeen
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Associate Professor of Finance, founding Director of the Macquarie University FinTech and Banking Research Centre, Macquarie University