More diversity in the banking sector can help with stability, but Revolut’s two-year wait for a UK banking licence indicates regulatory caution.
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Research shows banks – especially private banks – have always been concerned about their customers’ social status and respectability.
Specific savings goals can help increase your pot – but so can advice and confidence with numbers.
Making financial firms more aware of their consumers’ needs could provide much-needed support during the cost of living crisis – and beyond.
Crypto platforms are calling for clear regulations rather than lawsuits from regulators.
Apps like Klarna, Clearpay and Sezzle have rocketed in popularity during the pandemic.
Contactless payments may be convenient – but they also make it easier to overspend.
The banks hoped last year’s PPI deadline would draw a line under the scandal - but the claims keep coming.
Trust has been broken, and will not be easily fixed.
The government should resist the temptation to soften monitoring efforts aimed at MPs and their families and associates.
The biggest open secret in the financial world has been confirmed. Regulators in the UK, the US and Switzerland have announced massive fines for some of the world’s largest banks for a manipulation of…
The announcement that payday lending industry will – finally – see a cap on the cost of credit is welcome news. But any belief that this one simple measure will eliminate the industry would be mis-guided…
When Mathew Martoma, the former portfolio manager of SAC Capital, was sentenced to nine years in prison for insider trading last week, much of the comment was about how harsh the punishment looked. It…
British regulators have finally made some progress in efforts to keep a lid on the payday lending sector. A cap on costs will reduce the impact on those forced to borrow under the industry’s tough terms…
October was a particularly good month for the spectacle of politicians, policymakers and their ancillary retinue of experts getting all hot and bothered about the buoyant payday loan industry. We saw the…
In opening the Australian Securities and Investment Commission (ASIC) forum this week, chairman Greg Medcraft pulled no punches. “Manufacturers [i.e. banks and financial institutions] - and, frankly, this…
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Reader in International Political Economy, King's College London
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