Research into Chinese peer to peer lending data shows that borrowers from regions with more minority dialects receive smaller loans.
Articles on Peer-to-peer lending
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It has undoubtedly been a game-changer for entrepreneurial finance, but researchers are discovering new inequalities and risks for investors.
Australia’s credit reporting system is about to be updated, and new research shows it’s past due. The current system simply doesn’t provide either lenders or borrowers with enough information.
Crowdfunding has produced start-ups such as Oculus Rift and Pebble watches … but it’s not a success story for everyone.
Our region’s peer-to-peer lending sector is sharply expanding, so regulators will need to grapple with it.
Peer-to-peer (P2P) has the potential to challenge the dominance of traditional financial institutions like banks, but involves new risks for both lenders and borrowers.
Digital technology and pervasive access to the internet have reshaped many industries, and banking is no exception: Hampden and Co is the latest in a short but growing list of digital-only banks built…
Peer-to-peer lending, the online platforms which allow you and I to lend directly to people and businesses who want to borrow, has been hailed as disruptive technology. Cheered by savers who have been…
In a recent speech, Bank of England executive director Andy Haldane has said that peer-to-peer (P2P) lending through online sites has the potential to eventually replace old-fashioned banking. It was followed…
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Lecturer in Accounting and Finance, Newcastle University
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Emeritus Professor of Finance, The University of Melbourne
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Senior Lecturer (Associate Professor) in Entrepreneurship and Innovation, University of Surrey
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Professor and Head of the Department of Banking and Finance, Monash University
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Professor of Accounting, Banking and Finance, University of Canberra
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Professor of Business Administration, Sten K Johnson Centre for Entrepreneurship, Lund University
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Associate Professor of Management in the Jerry and Debbie Ivy College of Business, Iowa State University
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Emeritus Professor of Entrepreneurship and Honorary Senior Research Fellow, Adam Smith Business School, University of Glasgow