People on the lowest incomes pay the most to borrow money, even when it’s for essentials.
Articles on Alternative lending
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The number of Australians getting caught in a repetitive cycle of payday loans is growing, but in many cases they have little choice.
First home buyers looking to break into the housing market are turning to their parents, but it’s not a risk-free proposition for either party.
Before calling for more regulation to combat predatory lending practices, consumer advocates should consider wages and the problem of insecure work.
Reverse mortgages are a way to release the equity in a home, which is an important component of wealth for many Australians. Such mortgages have been proposed by the Financial System Inquiry as a way to…
Consumers will always make ‘irrational’ financial decisions, but behavioural economics could help regulators improve their education role.
Peer-to-peer (P2P) has the potential to challenge the dominance of traditional financial institutions like banks, but involves new risks for both lenders and borrowers.
Top contributors
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Emeritus Professor of Finance, The University of Melbourne
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Professor of Social Policy / CEO, Centre for Social Impact, UNSW
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Professor of Social Policy, University of Birmingham
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Senior Lecturer in Banking and Finance, The University of Queensland
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Research Fellow - Centre for Social Impact, UNSW
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Visiting Fellow, Macquarie University Applied Finance Centre, Macquarie University
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Social policy and consumer finance researcher, School of Economics, Finance and Marketing, University of Tasmania
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CEO, Centre for Social Impact, UNSW
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Professor, Finance, UTS Business School, University of Technology Sydney
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Researcher at the Centre for Social Impact, UNSW