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Articles on Mortgages
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Failing to address skyrocketing housing prices risks the future of young Australians and the financial system.
Understanding the experiences of van dwellers is important not just for those looking to cut their ties to rents and mortgages, but also for community planners and employers.
At the margin, more compulsory super will mean less equity in homes and more borrowing for homes. Australia already has one of the world’s highest household debt ratios.
People over 65 who still have a mortgage or are renting are projected to double in number by 2031. The trend is likely to hit government budgets and leave more retirees in poverty.
It’s been 10 years since the U.S. signed into law a scheme to print money, essentially, and save the financial sector amid the sub-prime mortgage meltdown. Did it work? And who’s truly benefitted?
The financial institutions fronting the Financial Services Royal Commission are also the ones controlling mortgages, so will an expose of their dealings push property prices down?
The collapse of an obscure corner of the financial market a decade ago foreshadowed the Great Recession. The stock-market swoon in February should offer a similar warning.
Australia’s credit reporting system is about to be updated, and new research shows it’s past due. The current system simply doesn’t provide either lenders or borrowers with enough information.
Research shows the majority of consumers have low financial knowledge and experience, but they are also prone to behavioural biases that don’t help.
Rather than tinkering with the deduction, Republicans should get rid of it altogether and replace it with something that would actually help more Americans afford a home.
While the key economic signs remain strong, new data suggests many Australians are entering into mortgages without having fully grasped the financial consequences.
Research with call centre workers shows mis-selling is an entrenched and accepted feature of financial sales.
If the gap between the wealth of the billionaires and that of the average residents continues to widen dramatically, there is likely to be discontent.
The amount of Australians in mortgage stress is the reason why wages growth and the labour market are such a problem - and a big reason for the RBA not to raise rates any time soon.
Home owners and first time buyers are right to be confused, so how should you play expected changes to a low rates environment?
Increasing mortgage delinquencies is a warning sign for lenders. Especially if the economy starts to turn.
China’s private property market is to blame for rising debt, not government owned or controlled businesses, new research shows.
Scott Morrison is a “once bitten, never shy” sort of guy. The Treasurer this week launched into the hot topic of housing affordability.
People from South East Asian countries are less likely to default on their mortgages because of a culture of financial assistance from families, new research shows.
Top contributors
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Head of Department of Economics, Finance & Accounting, Brunel University of London
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Scientia Professor of Economics, UNSW
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Senior Lecturer in Economics | Freelance Consultant, Sheffield Hallam University
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Professor of Economics, University of Leeds
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Associate Professor in Finance, University of Sydney
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Research Affiliate, Mississippi State University
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Professor, Finance, UTS Business School, University of Technology Sydney
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Professor of Real Estate, Heriot-Watt University
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John Curtin Distinguished Professor, Curtin University
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Associate Professor of Property, Western Sydney University
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Professor & Greenbaum/Ferguson/NJAR Endowed Chair in Real Estate Policy, Monmouth University
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Associate professor, The University of Melbourne
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Professor of Economics, Swinburne University of Technology
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Research Fellow - Henry Halloran Trust, University of Sydney
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Lecturer in Management, Newcastle University