Interest rate rises have an uneven effect depending on your savings, living conditions and stage of life.
Articles on Mortgages
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Recent measures introduced to help struggling UK homeowners aren’t as helpful as they seem at first.
The questions you should be asking a mortgage broker.
New mortgage products designed to help struggling first-time buyers hark back to the pre-2008 market and so should come with a warning.
The Bank of England is factoring more than sky-high inflation into its base rate decisions right now.
UK borrowers are expecting mortgage rates to fall again. Here’s why this looks unlikely in the current economic environment.
Mortgage rates – and repayments – have risen significantly since this time last year.
For better or worse, debt is a part of everybody’s financial portfolios. Solid financial planning will help you keep your eye on the prize of wealth accumulation.
Central bankers are set to slow down their rate hikes.
What happens when you owe more on your mortgage than your house is worth? Negative equity is a growing concern for some homeowners, but how real are the risks?
With 30-year fixed rates hitting a 20-year high of 7%, a finance scholar explains where these life-altering loans originated.
Borrowers want to know when soaring mortgage rates will go down again.
When we look at certain prices, we jump to conclusions about inflation rates that are not accurate.
A deepening recession risk will keep home ownership out of reach for many.
Shariah law informs financial contracts and credit systems, and the growth of Islamic financing options provides an alternative to current debt-based banking systems.
While authorities such as the Reserve Bank often see them as risky, interest-only loans can be helpful in some circumstances.
Banks typically do not want their customers to default on property and have processes in place to help reduce the risk of this happening.
History indicates house prices are more likely to see a correction and prolonged stagnation, not a crash
Government moves to encourage longer and larger home loans won’t address housing affordability in the UK
The Fed raised interest rates the most in nearly three decades to fight stubborn inflation. A finance expert explains what’s happening, the risks and what it means for consumers.
Top contributors
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Head of Department of Economics, Finance & Accounting, Brunel University of London
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Scientia Professor of Economics, UNSW
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Senior Lecturer in Economics | Freelance Consultant, Sheffield Hallam University
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Professor of Economics, University of Leeds
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Associate Professor in Finance, University of Sydney
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Research Affiliate, Mississippi State University
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Professor, Finance, UTS Business School, University of Technology Sydney
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Professor of Real Estate, Heriot-Watt University
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John Curtin Distinguished Professor, Curtin University
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Associate Professor of Property, Western Sydney University
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Professor & Greenbaum/Ferguson/NJAR Endowed Chair in Real Estate Policy, Monmouth University
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Associate professor, The University of Melbourne
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Professor of Economics, Swinburne University of Technology
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Research Fellow - Henry Halloran Trust, University of Sydney
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Lecturer in Management, Newcastle University