If you had your appendix out recently, does your insurer need to know? Different rules apply depending on the type of insurance. Here’s what you need to know.
Articles on Life insurance
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People could take a genetic test to gauge their future risk of disease without worrying their life insurers would penalise them.
A depressed robot, a drugged Kenyan and a singing Saab driver − what could go wrong?
Australia’s corporate regulator is closely examining the way death benefit and other insurance claims are processed across the entire superannuation sector.
Canada needs additional regulation, developed through public consultations, stakeholder collaborations and community partnerships, to help regulate genetic testing and prevent genetic discrimination.
Life insurance companies can legally use the results of genetic tests to decline coverage or increase premiums. MPs have called for legislation that bans this practice.
As a former chief medical officer for CommInsure, I spoke on Four Corners about insurers refusing medical payouts. The Federal Court’s finding last Friday makes it clear how wrong those insurers were.
Australia risks being left behind in the genomic medicine revolution by failing to protect individuals from genetic discrimination.
Two economists explain what insurers can and can’t do to factor vaccination status into their coverage and rates.
The Federal Court has all but made it illegal for insurance companies to dig for dirt and exploit the practice of retrospective underwriting.
Three-quarters of insurance executives believe artificial intelligence will revolutionise the industry within a few years. It promises lower premiums, but brings ethical risks too.
Because genetic changes that cause cause health complications can be hereditary, the information affects not only the person with the mutation but also their biological relatives.
Insurer John Hancock now requires customers to use activity trackers for life insurance policies. Here’s how that will put life insurance and even mortgages out of reach for many people.
It’s the subject no one wants to discuss. How prepared are you?
Companies these days offer insurance on pretty much anything you buy, no matter how inexpensive. How do you know when it’s worth it?
Life insurance applicants must disclose genetic test results if required by the insurer. While other countries have protected consumers from this, there is no such regulation in Australia.
Already becoming a darling of Wall Street, blockchain technology’s biggest real benefits could come to the world’s poorest people. Here’s how.
Data on the outcomes of life insurance claims will not only help individual customers but also financial advisers and super funds acting on behalf of consumers.
The Financial Services Council code of conduct for life insurance is the industry’s last chance to reform before the government steps in.
The life insurance industry has been put on notice about its commissions.
Top contributors
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Ethical, Legal & Social Adviser in Public Health Genomics, Monash University
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Head, Public Health Genomics Program, Monash University
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Honorary Associate, Faculty of Business, School of Management, University of Technology Sydney
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Professor, Business School, University of Sydney
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Research Fellow, School of Health and Social Care, Edinburgh Napier University
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Professor of Management, University of North Carolina – Greensboro
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Professor of Bioethics, Macquarie University
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Professor of Law, Monash University
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Macquarie University Research Fellow, Macquarie University
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Professor of Bioethics & Medicine, Sydney Health Ethics, Haematologist/BMT Physician, Royal North Shore Hospital and Director, Praxis Australia, University of Sydney
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Visiting Fellow, Macquarie University Applied Finance Centre, Macquarie University
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James McGill Professor, Department of Human Genetics and Health Sciences, McGill University
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Associate Professor of Business, Boston University
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Adjunct Senior Lecturer, Applied Ethics and CyberSecurity, Griffith University
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Professor of Health Economics, Indiana University