Open banking is already well established in many countries, and saves merchants and consumers much more than NZ’s proposed surcharge ban will.
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As the U.S. pushes for greater access to Canada’s banking market, Canada must weigh the steep political costs of allowing a stronger American banking presence.
The general public may want tighter crypto regulations but is the UK government listening?
The collapse of Silicon Valley Bank serves as a reminder of the importance of robust risk management, sound regulatory oversight and effective liquidity management.
Large Canadian banks are likely not at risk of bank failures, but history suggests smaller, more niche financial service firms could be.
New Zealand is preparing to roll out so-called ‘open banking’, Europe can offer valuable lessons on how best to open the financial system to new players.
A handful of banks now dominate the US financial sector. This consolidation has resulted in higher costs for consumers and small businesses and put the economy at greater risk of a financial crisis.
The New Payment Platform may speed up transactions, but evidence suggests it could also lead to more scams and fraud, and many customers won’t switch over.
The major banks have tried to downplay their role in manipulating the BBSW interest rate benchmark. But this is not the first instance of bad behaviour.
Top contributors
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Adjunct Professor, Swinburne University of Technology
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Visiting Fellow, Macquarie University Applied Finance Centre, Macquarie University
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Blavatnik Professor of Government and Public Policy, University of Oxford
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Professor of Finance; (Banking, Fintech, Corporate Governance, Intangible Assets), EM Normandie
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Associate Professor, Gustavson School of Business and Lansdowne Chair in Finance, University of Victoria
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Assistant Professor of Business Law, University of Michigan
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Lecturer in Accounting and Finance., University of Waikato
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Associate Professor, University of Waikato
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PhD Candidate in Financial Modelling, Western University
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Associate Professor and Canada Research Chair in Banking and Insurance Analytics, Western University
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Doctoral Candidate, Department of Political Science, University of Waterloo
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Chair in Law and Technology, University of Auckland, Waipapa Taumata Rau
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Professor of Law, University of Auckland, Waipapa Taumata Rau