NZ has ruled out an outright ban on crypto ATMs. Overseas experience suggests targeted safeguards could protect users from fraudsters.
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Letting the banks charge their own extra fees might be a non-starter. The government has some other ideas, including a cash mandate and a possible new rural services levy to keep branches open.
The federal government has laid out a big picture proposal to keep cash alive. But it will need to keep a close eye on the details, and the unique challenges cash presents for businesses.
Despite owning a smaller share of their home, younger homeowners borrow often, and borrow more, than their parents.
New research shows that paying cashlessly, whether by card or phone and regardless of any credit involvement, leads to spending more money.
More Nigerians are using mobile money but it is fraught with inherent dangers that must be tackled.
The country became the first to make bitcoin a formal part of its payments system, but whether it’ll catch on is another story.
Victims of ATM fraud in Nigeria are often shocked to find out that their defrauders are close family friends or relatives.
ATMs will need to evolve to remain relevant, perhaps taking on other services entirely.
It all began with a newfangled bank machine in Enfield.
You can now pay your way with apps, cryptocurrencies and other digital alternatives. Physical money might one day look like a relic of the past.
ATMs began appearing in churches providing a way for people to come up with ready cash to give to God and their church. But why was cash necessary?
What’s on your cash? Studies show our money carries everything from pet DNA and old food to E.coli and traces of cocaine.
Fifty years after the first ATM went into service, the main problem – identifying authorized users – remains the same. But methods for doing so have improved significantly.
How did a small South African bank manage to rise through the ranks at a time when consumer and investor confidence was at a low?
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Adjunct Professor, Swinburne University of Technology
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Professor of Biology, Entomology and Biotechnology, Penn State
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Professor of American Religious History, Vanderbilt University
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Professor of Sociology (Criminology, Victimology and Security Studies), University of Ibadan
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Dean of Global Business, The Fletcher School, Tufts University
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Associate Researcher, University of Johannesburg
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Professor of FinTech History and Global Trade, Northumbria University, Newcastle
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Professor of Marketing, Adelaide University
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Associate Professor of Business, Boston University
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