Exchange-traded funds allow you to spread your risk across many different regions and markets (such as shares, bonds, property and companies). You aren’t putting all your eggs in one basket.
Articles on What is financial literacy
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If you’re considering putting more money into your super, and want to know more about how the whole system works, here are the basics.
Even in the best of times, managing your finances is hard. We’re told to make sure we are financially literate but what does that mean in practice? Here are seven signs you’ve got the basics.
Evidence suggests that black South Africans can and do save money – just not for retirement.
Learning about real-life money decisions from a young age helps kids learn maths and improves their financial literacy.
The federal government is trying to make Australians more financially literate, but it’s using a definition that ignores many political, economic and cultural factors.
Good financial decision making is about more than avoiding debt or having a budget, it’s about critically analysing your options.
It’s not just individuals who pay for low financial literacy. It also increases financial risks and holds back the economy.
Top contributors
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Associate Professor in Finance, University of Canberra
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Emeritus Professor of Economics (Griffith University) and Teaching Associate (University of Queensland), Griffith University
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Associate Professor, Mathematics Education, Western Sydney University
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Associate Professor, Office of the Deputy Vice-Chancellor (Indigenous Engagement) and School of Education, The University of Queensland
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Angelique Nadia Sweetman McInnes is a Friend of The Conversation.
Academic in Financial Planning, CQUniversity Australia
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Adjunct Professor, Curtin Law School and Curtin Business School, Curtin University
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Senior Lecturer Mathematics Education, Deakin University