The latest on the UK base rate rise and how it might affect your finances
Articles on Mortgage
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Canadians need to take steps to better address the financial insecurity of seniors. Otherwise, Canada may encounter a growing tide of desperate seniors in the near future.
Depending on circumstances, it may be time to re-think the bias to paying down housing debt over wealth accumulation in super. At least to do the sums, so you can make an informed choice.
As a former financial counsellor and former consumer credit educator for ASIC, here’s what I think you need to know if you’re considering mortgage deferral, rent relief or bankruptcy.
The use of big data by companies, even when perfectly legal, can harm people.
Combined, APRA and the Reserve Bank are about to give households on $150,000 up to $120,000 more borrowing power.
A new study looks at the pure financial return of UK home ownership over 40 years to find consistently positive results.
Negotiated deals between ASIC and alleged wrongdoers leave us in doubt as to the reach of the law.
Right-wing populists have exploited key weaknesses in liberal democratic society that were exacerbated by the failure of political leaders to respond effectively to the 2008 financial crisis.
The financial institutions fronting the Financial Services Royal Commission are also the ones controlling mortgages, so will an expose of their dealings push property prices down?
Most people agree that children should be taught to manage money — but who decides what they learn, and who is responsible for teaching them?
Single women borrowed heavily in the run-up to the financial crisis, ensuring they suffered the most in its fallout. Will history repeat itself?
Research shows the majority of consumers have low financial knowledge and experience, but they are also prone to behavioural biases that don’t help.
Canada’s National Housing Strategy leaves a large segment of the population that must find a way to afford housing in the private market. More initiatives are needed to help first-time home buyers.
A change in South African law promises to protect defaulting home owners from abuse by unscrupulous operators who snap up people’s homes for a song.
It’s not just individuals who pay for low financial literacy. It also increases financial risks and holds back the economy.
It’s not likely the Australian appetite for property will change but this means we need to hedge our bets against any risks by improving diversification and the way banks finance mortgages.
HILDA survey results show home ownership among young people is declining, as mortgage debt almost doubles for the same age group.
The amount of Australians in mortgage stress is the reason why wages growth and the labour market are such a problem - and a big reason for the RBA not to raise rates any time soon.
The latest 2016 Census data assesses what the national home ownership and rental rates are and how these vary location. It also gives us a picture of mortgage and rental costs.
Top contributors
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Professor, Finance, UTS Business School, University of Technology Sydney
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Lecturer, Financial Planning and Tax, RMIT University
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Vice Chancellor's Fellow at Victoria University and Adjunct Professor of Economics, Victoria University
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Senior Lecturer, Finance and Financial Planning, Griffith University
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John Curtin Distinguished Professor, Curtin University
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Scientia Professor of Economics, UNSW
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Associate Professor in Finance, University of Sydney
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Senior Lecturer in Finance, University of Sydney
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Associate Professor in Property and Real Estate, Deakin University
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Professorial Fellow and Co-Director, HILDA Survey, Melbourne Institute of Applied Economic and Social Research, The University of Melbourne
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Associate Professor - Department of Accounting and Corporate Governance, Macquarie University
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Program Director, Housing and Economic Security, Grattan Institute
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MinterEllison Professor of Risk and Regulation, UNSW Law; Director, Centre for Law Markets and Regulation, UNSW Law, UNSW
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Honorary Professor of Geography, University of Cambridge
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Professor of Housing & Social Policy, HHAUS Housing, Homelessness & Urban Studies, Swinburne University of Technology