Trends show credit scores are rising, with nearly half of all US consumers boasting ‘very good’ or ‘excellent’ numbers.
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While critics accuse companies facing lots of lawsuits of using bankruptcy as a sort of ‘get of jail free card,’ the reality of the legal procedure is more complicated.
Roughly 1 in 10 student loan borrowers end up in default on their loans. A scholar of higher education offers tips on how to make that less likely.
Standard & Poor’s, Moody’s, and other ratings agencies have a long and storied history, but today they face significant criticism and the future of ratings themselves are under challenge.
Checking your credit report is a good way to ensure that incorrect information is not listed against you, and can protect you against identity theft.
Australia’s credit reporting system is about to be updated, and new research shows it’s past due. The current system simply doesn’t provide either lenders or borrowers with enough information.
China plans to create a credit reporting system that ranks people on trustworthiness using a all kinds of data, from finances to Facebook. Sound far-fetched? It’s happening in the US too.
Top contributors
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Associate Professor in Finance, University of Sydney
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Senior Lecturer, Curtin University
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Assistant Professor, UMass Boston
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Professor of Law, Georgia State University
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Assistant Professor of Higher Education and Student Affairs, Ohio University, Ohio University
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Associate Professor of Law, Emory University
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Associate Professor of Finance, Mississippi State University
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Professor of Finance, Mississippi State University
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Associate Professor of Finance, Free University of Bozen-Bolzano
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Associate Professor, Curtin University
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Senior lecturer, Curtin University
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Assistant Professor, Seton Hall University