Articles on Budgeting

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Having an action plan for personal finance is critical in uncertain times. Photo by Nicolas Guyonnet/Hans Lucas/AFP via Getty Images

How to manage financial stress in uncertain times

Americans are increasingly worried about the economy. Research shows that taking steps to improve your ‘financial efficacy’ can help alleviate some hardships.
High prices for groceries, housing and entertainment are leaving shoppers with reduced funds as the holiday season descends upon us. (Shutterstock)

4 strategies to keep you from overspending this holiday season

There are a number of ways shoppers can resist the temptation of expensive gift options that might strain their budgets this holiday season.
Around 12 million Americans take out payday loans to help them pay for monthly expenses. andriano_cz/iStock / Getty Images Plus via Getty Images

We tend to underestimate our future expenses – here’s one way to prevent that

Understanding why people underpredict expenses could help them budget more accurately – and even encourage them to save more money.
Repairing storm damage is expensive, and insurance covers less than many people realize. Sean Rayford/Getty Images

Flood risk ratings: Translating risk to future costs helps homebuyers and renters grasp the odds

Telling people they have a flood risk rating of 10 is less powerful than explaining how much they’re likely to pay to deal with flooding over the next five years.
Residents of Masiphumelele informal settlement in Cape Town gather to collect food parcels provided by One South Africa Movement representative. EFE-EPA/Nic Bothma

Making economic policy in South Africa in hard times: the role of human rights

It is becoming increasingly clear that South Africa’s policymakers can no longer ignore the country’s obligations in terms of international, regional and national human rights law.

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