We find it hard to read forms and to understand risk, so we stick with what we know. Shutterstock

Superannuation: why we stick with the duds

Picking an dud superannuation fund can cost you about 13 years’ pay over a working lifetime, roughly the value of an apartment in Melbourne or Sydney.
Unlike shareholders, super fund members won’t have the same powers at AGMs to hold executives to account. Brendan Esposito/AAP

Giving you more say in your super? Not likely with these changes

Many of us barely glance at our own superannuation account balances, so it’s reasonable to predict that only a tiny fraction are likely to go to a super fund annual meeting.
Older workers are already working longer; but the debate around paying for the Age Pension has only just begun. Eric Yen/Flickr

Age Pension debate makes clear: adequate super is pivotal

Talk about increasing the Age Pension eligibility age to 70 has generated a lot of anxiety and indignation. What seems to be going unnoticed in all the hype is that we have just experienced a round of…
A cash cube representing the $18.8 billion dollars of unclaimed superannuation (2011 amount). Dean Lewins/AAPImage

CSIRO‑led research to model superannuation spending

How older Australians spend their superannuation and the impact of suggested legislative changes on retirees, will be the focus of a new CSIRO-Monash superannuation research group. The A$9 million research…
A quarter of retirees are using their superannuation lump sum to pay off debt: is this poor planning or the result of tax incentives?

For retirees, nothing is certain but debt and taxes

Will extra debt neutralise increases in the superannuation contribution rate? Studies of retirees’ financial positions show that many people accumulate debt faster than they add to their super. Once they…
Bill Shorten has flagged that there will be significant structural reforms to the superannuation industry. AAP

Streamlining superannuation: not as simple as it seems

Financial Services Minister Bill Shorten has set up a Productivity Commission inquiry to define the criteria for selecting a default superannuation fund under “modern awards”. By October, commissioners…
Australia’s retirees have been buffeted this week but remain unaware of how to manage the risks. AAP

Dazed, confused and uninformed: self‑funded retirees bear the brunt

Two types of footage illustrated news reports of the financial market turmoil last week: the unlucky teams with frozen smiles ringing the start-of-trade bell at the New York Stock Exchange, and confused…
Not too young to care about super. Sean Dreilinger/Flickr

If you think super is a yawn now, try being old and poor

TV breakfast shows often air the live reactions of people who have answered the phone to win ten thousand dollars or the like. Screams of delight or speechless surprise are usually followed by plans for…

Contact Susan for

  • General
  • Media request
  • Speaking request
  • Consulting / Advising
  • Research collaboration
  • Research supervision