- Professor and Head of the Department of Banking and Finance, Monash University
There are lessons from the COVID pandemic about why withdrawal rules are so strict.
Up to one-quarter of age pensioners may be affected by changes in the way interest income is calculated.
Our colossal pool of retirement savings has largely outgrown the investment opportunities available in Australia. Access to overseas markets will be crucial.
As a person now closing in on retirement, I admit I had no idea in my 20s how much my future, and the futures of those close to me, would depend on my superannuation savings.
Picking an dud superannuation fund can cost you about 13 years’ pay over a working lifetime, roughly the value of an apartment in Melbourne or Sydney.
Many of us barely glance at our own superannuation account balances, so it’s reasonable to predict that only a tiny fraction are likely to go to a super fund annual meeting.
As the population ages, Australia needs a new way of funding aged care. Insurance could be the answer.
Our region’s peer-to-peer lending sector is sharply expanding, so regulators will need to grapple with it.
In a system where the age pension is designed to be needs-based, a strong asset test seems like an appropriate tax on the practice of bequeathing assets like superannuation to the next generation.
Talk about increasing the Age Pension eligibility age to 70 has generated a lot of anxiety and indignation. What seems to be going unnoticed in all the hype is that we have just experienced a round of…
How older Australians spend their superannuation and the impact of suggested legislative changes on retirees, will be the focus of a new CSIRO-Monash superannuation research group. The A$9 million research…
Will extra debt neutralise increases in the superannuation contribution rate? Studies of retirees’ financial positions show that many people accumulate debt faster than they add to their super. Once they…
Financial Services Minister Bill Shorten has set up a Productivity Commission inquiry to define the criteria for selecting a default superannuation fund under “modern awards”. By October, commissioners…
Two types of footage illustrated news reports of the financial market turmoil last week: the unlucky teams with frozen smiles ringing the start-of-trade bell at the New York Stock Exchange, and confused…
TV breakfast shows often air the live reactions of people who have answered the phone to win ten thousand dollars or the like. Screams of delight or speechless surprise are usually followed by plans for…
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