Ghana’s e-levy has hit traders in the country’s informal sector the hardest. Christophe Gateau/picture alliance via Getty Images

Ghana’s e‑levy is unfair to the poor and misses its revenue target: a lesson in mobile money tax design

Domestic resource mobilisation cannot be achieved by over-taxing the livelihoods of the most vulnerable workers in the informal sector.
A lot of African countries have implemented taxes on electronic transactions. Wikimedia Commons

New data on the e‑levy in Ghana: unpopular tax on mobile money transfers is hitting the poor hardest

The tax on electronic transactions has not generated as much revenue as the government of Ghana expected.
Informal head porter workers Percent Boatemaq (left) and Lusaka Fuseina (right) carrying goods on their heads at Agbogbloshie market in Accra, Ghana. Photo by Jonathan Torgovnik/Getty Images

The World Bank and IMF are using flawed logic in their quest to do away with the informal sector

Influential international actors like the World Bank and the IMF should focus on expanding social protection rather than focusing on eliminating the informal economy.
Unemployment is the main concern for about half of South Africa’s poor population while the other half is concerned about low earnings or the poor quality of work. Reuters/Jon Herskovitz

How high unemployment has eclipsed the plight of South Africa’s working poor

One in five workers in South Africa is poor. The plight of the working poor has wide implications. Employers have a responsibility to ensure a minimum level of decent wages.

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