• Assistant Professor and Co-Director, Center for Emergency Management and Homeland Security, Watts College, Arizona State University
Wildfires can destroy hundreds of homes within hours. PH2(AW/SW) Michael J. Pusnik, Jr / Navy Visual News Service / AFP via Getty Images

Why insurance companies are pulling out of California and Florida, and how to fix some of the underlying problems

It’s not a question of if insurance will become unavailable or unaffordable in areas at high risk of wildfires, hurricanes and other damage – it’s a question of when. A disaster risk expert explains.
Repairing storm damage is expensive, and insurance covers less than many people realize. Sean Rayford/Getty Images

Flood risk ratings: Translating risk to future costs helps homebuyers and renters grasp the odds

Telling people they have a flood risk rating of 10 is less powerful than explaining how much they’re likely to pay to deal with flooding over the next five years.

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