Julian Reif

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Crop insurance is designed to help farmers weather disasters such as Hurricane Irma, which devastated many Florida citrus farms in 2017. AP Photo/Tamara Lush

Crop insurance is good for farmers, but not always for the environment

Don Fullerton, University of Illinois Urbana-Champaign; Julian Reif, University of Illinois Urbana-Champaign; Megan Konar, University of Illinois Urbana-Champaign, and Tatyana Deryugina, University of Illinois Urbana-Champaign

Crop insurance cushions farmers against natural disasters, but it also can lead them to overuse resources and reduce their incentive to adapt to climate change.

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