55% of Australian home loans have an offset account. But they can be difficult to navigate, set up and monitor – and they’re not a good deal for everyone.
- Senior Lecturer in Economics, University of Sydney
National auction clearance rates are now lower than usual. But a closer look at the data reveals some of these housing trends began months ago.
Borrowing is getting cheaper. But for aspiring homeowners, research suggests this could push house prices even further out of reach.
New Zealanders don’t need to give up their housing dreams in order to get business moving. Instead, making homes cheaper to build will free up money for investment.
In most other countries around the world, sellers don’t have to foot the bill for advertising their properties. Could the extra costs Australians pay have economic effects?
The strategy seems to offer the best of both worlds – live in a place you can’t afford to buy while getting a foot on the property ladder elsewhere. But it’s not a panacea for our housing market woes.
While the idea of rent controls can seem attractive at first glance, the evidence suggests the government is right to be sceptical of their ability to help ease the housing crisis.
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