Fanny Salignac – The Conversation

Access to small loans is getting easier, but not everyone is resilient enough to manage their finances. Image sourced from shutterstock.com

March 29, 2016

Four reasons payday lending will still flourish despite Nimble’s $1.5m penalty

Kristy Muir, UNSW ; Fanny Salignac, UNSW , and Rebecca Reeve, UNSW

The payday lending sector is under scrutiny again after the Australian Securities and Investment Commission’s investigation into Nimble. After failing to meet responsible lending obligations, Nimble must…

There will always be lenders happy to fund customers at high interest rates. But alternatives are needed for the financially excluded. Image sourced from Shutterstock.com

April 8, 2015

Payday lending trap requires a credit supply rethink

Kristy Muir, UNSW ; Andrew Young, UNSW ; Axelle Marjolin, UNSW , and Fanny Salignac, UNSW

The number of Australians getting caught in a repetitive cycle of payday loans is growing, but in many cases they have little choice.

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