I am an early-career researcher and lecturer in accounting and finance, specialising in banking regulation, financial stability, and monetary economics. I hold a PhD in Accounting and Finance from the University of South Wales, where my research examined the impact of capital and liquidity reforms on UK retail banks. I am a Fellow of Advance HE in the United Kingdom and hold a Postgraduate Certificate in Learning and Teaching in Higher Education. My work has been published in peer-reviewed journals, including Cogent Economics & Finance and the Journal of Banking Regulation. My research interests include banking and payment systems, financial markets, and the effects of regulation and digital transformation on bank performance.

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