Deborah James

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Financial inclusion has been touted as one of the solutions to addressing poverty in South Africa. REUTERS/Siphiwe Sibeko

South Africa’s social grants: busting the myth about financial inclusion

David Neves, University of the Western Cape and Deborah James, London School of Economics and Political Science

Entities at the centre of the storm engulfing South Africa’s social grants distribution system have claimed to be champions of financial inclusion. The claim in itself is scandalous.
Retailers offer ‘rewards’ programs and loyalty cards that can trap customers into a debt cycle. Deborah James

Obligations, repayments and regulations: the debt conundrum in the global South

Deborah James, London School of Economics and Political Science

In the global South, where some argue that “everyone is now middle class”, people are reluctant to acknowledge that they need to borrow money – and the stigma drives them to dodge their debts.

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