Australians are good at accumulating savings for retirement but they are not so good at mapping out the best way to spend their savings once they retire.
Articles on financial system inquiry
Displaying 1 - 20 of 42 articles
It was one of only two recommendations the government rejected.
If anything, the standards are becoming easier, rather than harder, to apply.
It is normally a bad idea to let super funds borrow, but these aren’t normal times. There’s a (limited) case for allowing them to borrow from the Reserve Bank.
Banks and other financial institutions will be left with plenty of ways to treat customers badly under new, overdue, rules.
The ASIC inquiry into how mortgage brokers are paid won’t do much to change an already competitive system.
Legislating an ‘objective’ for super could have many unintended consequences.
Calls for GST on banking make sense, but working out the ultimate benefit is no easy task.
It’s a good thing that Australia’s large and growing super sector will attract greater policy focus in coming years.
A bulging in-tray of reviews awaiting response awaits Malcolm Turnbull’s choice of treasurer in his new cabinet.
First home buyers may be doing it tough, but lessons from the US tell us raiding super is not the solution.
Both ASIC and the finance department want a user-pays model, but costs - borne by business - will rise.
A flat rate bank deposit tax could be distorting, and not for the reasons the banks suggest.
Annuities in their current form are largely unpopular, but with a bit of tweaking they could provide the retirement income fix Australia needs.
Voluntary administration was considered a state-of-the-art rescue procedure for struggling companies in 1993. But is is time for another wide-ranging review of our insolvency laws?
It’s a pain to change mobile providers, but at least keeping your number is easy. It’s much more of a pain to change banks and much of that pain is because we have to change bank account numbers. Why don’t…
There are simple solutions to prevent more financial scandals in Australia - the question is, will the government take them up?
The clear case of regulatory capture in Australia’s financial system is grounds for a new oversight body.
While financial planning is on the pathway to professionalism, its education standards continue to be the subject of much discussion – and for good reason. The current standards set by ASIC mandate a comparatively…
David Murray’s Financial System Inquiry may call for the removal of superannuation tax breaks but the government’s tax discussion paper, due to be released next week, is unlikely to advocate similar changes…
Top contributors
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Vice Chancellor's Fellow at Victoria University and Adjunct Professor of Economics, Victoria University
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Emeritus Professor of Finance, The University of Melbourne
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Professorial fellow, Monash University
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Visiting Fellow, Macquarie University Applied Finance Centre, Macquarie University
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Professor, Finance, UTS Business School, University of Technology Sydney
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Professor of Economics, Monash University
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Senior Lecturer, Faculty of Law, University of Wollongong
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Professor, UTS Business, University of Technology Sydney
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Lecturer, UNSW
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Discipline Head of Finance and Financial Planning, Griffith University
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Senior Lecturer, Charles Darwin University
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Adjunct Professor, Swinburne University of Technology
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Jack Gray is a Friend of The Conversation.
Adjunct Professor of Economics, University of Technology Sydney
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Head of the School of Banking and Finance, UNSW
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Senior Lecturer, UNSW