Fully half of Westpac’s loan book consists of interest-only loans, so why are the banks not more concerned about what could happen next?
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The new levy on banks from the budget is a small hit to their profit but it could have unintended consequences.
The agile working style was originally designed by tech companies for efficiency in software development but now one of Australia’s big four banks wants to implement this.
ASIC is telling CommInsure to do what it should have been doing all along. Let’s forget the past and mistreatment of customers, it’s paradise for firms that prey on the sick and dying.
Studies have shown that shame can motivate people to be both helpful but also vengeful, so the verdict is still out on whether it curbs bad behaviour.
The banks could have used their collective bargaining power not only against Apple for Apple Pay but also stall the adoption of mobile payments in Australia.
Members of House Standing Committee on Economics should be asking the directors of Australia’s Big Four banks (not the CEOs) different questions, if they really want the right answers.
Business Briefing: fixing culture in banking and finance
The Conversation19.7 MB (download)
"Banking culture" has drawn a lot of scrutiny this year, after several high-profile scandals. But Professor Paul Kofman says there isn't much evidence for how to intervene if there's a problem.
In his response to questioning by MPs at the House Economics Committee hearings into the big four banks, Mr Shayne Elliott, CEO of ANZ, may have inadvertently let the cat out of the bag, When questioned…
ASIC has been too slow to prosecute those accused of rigging the bank bill swap rate so it doesn’t matter if the government makes the penalties harsher for those found guilty.
When the cash rate increases, lending rates shoot up like rockets, but when the opposite occurs they go down like feathers.
To boost competition in banking we should give consumers better access to data and account number portability.
The universal reform of the banking system will take more than another inquiry.
Australia’s big four banks are managing risk well, this could be contributing to their strong performance.
The High Court found late credit card payment fees were not extravagant, but the experts disagreed on the actual cost to the bank.
Business Briefing: the bank bill swap rate
As more details are revealed in the bank bill swap rate rigging case we explain what the rate does, how it can be manipulated and what the government should be doing about it.
Apple faces numerous challenges in its bid to get more people using their iPhones to pay for things.
Dissonance by the banks - saying one thing but acting in another way - will cause brand damage that will be very difficult to repair.
Banks may pay lip service to ethical cultures but often curtail the critical questioning that allows ethical issues to be surfaced in the first place.
Analysis of the similarities between Australia’s four largest banks shows all are exposed to risk of a housing bubble burst and face threats from digital disruption.
Top contributors
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Visiting Fellow, Macquarie University Applied Finance Centre, Macquarie University
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Adjunct Professor, Swinburne University of Technology
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Emeritus Professor of Finance, The University of Melbourne
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Senior Lecturer, Faculty of Law, University of Wollongong
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Professor of Law (consumer protections and credit law), The University of Melbourne
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Vice Chancellor's Fellow at Victoria University and Adjunct Professor of Economics, Victoria University
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Associate Professor of Finance, UNSW
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Adjunct Professor of Law, University of New England
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Senior Lecturer in Banking and Finance, The University of Queensland
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Professor in Finance and Banking, University of Sydney
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Lecturer in Politics, The University of Melbourne
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Senior Lecturer of Management and Leadership, The University of Melbourne
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Research Assistant, University of Sydney
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Professor of Finance, The University of Melbourne
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Senior Lecturer, School of Law, The University of Queensland